如果人们可以选择自动增加KiwiSaver的捐款，会发生什么？

IF 0.8 Q3 ECONOMICS

New Zealand Economic Papers Pub Date : 2021-11-11 DOI:10.1080/00779954.2021.1998198

Brodie Hobbs, Jan Feld

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引用次数: 0

摘要

在本文中，我们研究了一个方案，该方案将使增加KiwiSaver的贡献变得更容易。这项计划将使人们可以选择每年自动增加供款，直到达到最高供款率。我们通过一项调查实验研究了提供该计划的效果，在该实验中，受访者被要求填写KiwiSaver扣除表，无论是否有可能加入该计划。我们发现，29%的受访者会选择加入该计划。提供该计划对当前的缴款率没有明显影响，可以大幅提高未来的缴款率。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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What would happen if people could choose automatically increasing KiwiSaver contributions?

In this paper, we study a scheme that would make increasing KiwiSaver contributions easier. This scheme would give people the option to automatically increase their contributions each year until a maximum contribution rate is reached. We study the effect of offering this scheme with a survey experiment in which respondents are asked to fill in KiwiSaver deduction forms with and without the possibility of joining the scheme. We find that 29% of respondents would choose to join the scheme if offered. Offering the scheme has no detectable impact on current contribution rates and can substantially increase future contribution rates.

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来源期刊

New Zealand Economic Papers Economics, Econometrics and Finance-Economics, Econometrics and Finance (all)

CiteScore

1.20

自引率

0.00%

发文量