追求动机与中国家庭储蓄之谜

IF 2.4 Q2 ECONOMICS
Cheng Tang, Cheng Zhang, Huaxia Yang
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引用次数: 0

摘要

摘要本研究以中国家庭金融调查数据为基础,从遗赠动机的角度分析了中国家庭储蓄率高的现象。结果表明,与日本一样,中国家庭的遗赠动机对家庭储蓄率有显著的正向影响,尤其是对农村家庭储蓄、中等财富和低财富家庭、子女在政府系统之外工作的家庭和子女受教育程度低的家庭,这表明中国家庭的遗赠动机更加无私。这为我国家庭高储蓄提供了一个新的认识,可以为未来的政策制定提供参考。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Bequest motives and the Chinese household saving puzzle
ABSTRACT This study analyses the phenomenon of the high saving rate of China’s households from the perspective of bequest motives based on the data of China Household Finance Survey (CHFS). The result shows that, like Japan, the bequest motives of China’s households have a significant positive effect on the family saving rate, especially on rural household savings, middle-wealth and low-wealth households, those whose children work outside of the government system and those whose children with low education, indicating that the bequest motives of China’s households are more altruistic. This provides a new understanding of the high savings of households in China and can provide a reference for future policy making.
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来源期刊
CiteScore
4.50
自引率
5.00%
发文量
22
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