印度小额信贷拓展的决定因素:经验证据

Q4 Economics, Econometrics and Finance

Applied Economics Quarterly Pub Date : 2020-04-01 DOI:10.3790/AEQ.66.2.165

S. Saravanan, K. Shanmugam

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引用次数: 0

摘要

本文使用关于小额信贷银行联系计划（2008-2015）的小组数据，研究了该计划推广的决定因素。结果表明，小额金融外联工作并不是解决经济和社会问题的关键指标。该研究强调，该计划有利于收入富裕而非贫困的州：平均贷款与更高的人均收入和州一级的高经济增长相关。扫盲、NPA和银行所有权在决定小额信贷推广方面也很重要。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Determinants of Microfinance Outreach in India: Empirical Evidence

Using a panel data on the Microfinance-Bank Linkage Program (2008–2015), this paper examines the determinants of the program’s outreach. The results indicate that microfinance outreach has not been a key indicator for addressing economic and social issues. The study underscores that the program favors income-rich rather than poor states: the average loan is correlated with higher per capita income and high economic growth at the state level. Literacy, NPA, and bank ownership also matter in determining microfinance outreach.

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来源期刊

Applied Economics Quarterly Economics, Econometrics and Finance-Economics, Econometrics and Finance (all)

CiteScore

0.50

自引率

0.00%

发文量