《社区再投资法》下的私人银行公共价值观和优先事项

IF 3.2 3区管理学 Q1 PUBLIC ADMINISTRATION

Administration & Society Pub Date : 2023-08-02 DOI:10.1177/00953997231185841

Alexis R. Kennedy

{"title":"《社区再投资法》下的私人银行公共价值观和优先事项","authors":"Alexis R. Kennedy","doi":"10.1177/00953997231185841","DOIUrl":null,"url":null,"abstract":"The Community Reinvestment Act (CRA) requires banks to grant low-income communities access to credit. Federal agencies monitor CRA activity and rate banks on compliance. As an economic development tool, the CRA supports private investment of public outcomes. This paper uses qualitative content analysis to examine bank and nonprofit comments regarding proposed CRA rule changes and bank shareholder reports through the lens of the realized publicness framework, to explore how banks express public values. This study finds that banks espouse public values, but that the context of those values is not aligned with community nonprofit values.","PeriodicalId":47966,"journal":{"name":"Administration & Society","volume":"55 1","pages":"1710 - 1737"},"PeriodicalIF":3.2000,"publicationDate":"2023-08-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Private Bank Public Values and Priorities Under the Community Reinvestment Act\",\"authors\":\"Alexis R. Kennedy\",\"doi\":\"10.1177/00953997231185841\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The Community Reinvestment Act (CRA) requires banks to grant low-income communities access to credit. Federal agencies monitor CRA activity and rate banks on compliance. As an economic development tool, the CRA supports private investment of public outcomes. This paper uses qualitative content analysis to examine bank and nonprofit comments regarding proposed CRA rule changes and bank shareholder reports through the lens of the realized publicness framework, to explore how banks express public values. This study finds that banks espouse public values, but that the context of those values is not aligned with community nonprofit values.\",\"PeriodicalId\":47966,\"journal\":{\"name\":\"Administration & Society\",\"volume\":\"55 1\",\"pages\":\"1710 - 1737\"},\"PeriodicalIF\":3.2000,\"publicationDate\":\"2023-08-02\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Administration & Society\",\"FirstCategoryId\":\"91\",\"ListUrlMain\":\"https://doi.org/10.1177/00953997231185841\",\"RegionNum\":3,\"RegionCategory\":\"管理学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"PUBLIC ADMINISTRATION\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Administration & Society","FirstCategoryId":"91","ListUrlMain":"https://doi.org/10.1177/00953997231185841","RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"PUBLIC ADMINISTRATION","Score":null,"Total":0}

引用次数: 0

摘要

《社区再投资法》要求银行向低收入社区提供信贷。联邦机构监督CRA活动，并对银行的合规性进行评级。作为一种经济发展工具，CRA支持公共成果的私人投资。本文采用定性内容分析法，通过已实现的公共性框架的视角，考察银行和非营利组织对拟议CRA规则变更和银行股东报告的评论，探讨银行如何表达公共价值观。这项研究发现，银行支持公共价值观，但这些价值观的背景与社区非营利价值观不一致。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文本刊更多论文

Private Bank Public Values and Priorities Under the Community Reinvestment Act

The Community Reinvestment Act (CRA) requires banks to grant low-income communities access to credit. Federal agencies monitor CRA activity and rate banks on compliance. As an economic development tool, the CRA supports private investment of public outcomes. This paper uses qualitative content analysis to examine bank and nonprofit comments regarding proposed CRA rule changes and bank shareholder reports through the lens of the realized publicness framework, to explore how banks express public values. This study finds that banks espouse public values, but that the context of those values is not aligned with community nonprofit values.

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

Administration & Society PUBLIC ADMINISTRATION-

CiteScore

4.50

自引率

4.30%

发文量

期刊介绍： Administration & Society seeks to further the understanding of public and human service organizations, their administrative processes, and their effect on society. The journal publishes empirically oriented research reports and theoretically specific articles that synthesize or contribute to the advancement of understanding and explanation in these fields. Of particular interest are (1) studies that analyze the effects of the introduction of administrative strategies, programs, change interventions, and training; and (2) studies of intergroup, interorganizational, and organization-environment relationships and policy processes.