宽带拨款对银行分行的意外影响

IF 16.4 1区化学 Q1 CHEMISTRY, MULTIDISCIPLINARY

Accounts of Chemical Research Pub Date : 2023-08-16 DOI:10.1002/soej.12649

Minhae Kim

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引用次数: 0

摘要

“社区连接补助金”计划于2002年设立，旨在为农村地区提供宽带服务提供财政援助。尽管该计划旨在加强农村经济，但由于该计划而增加的互联网使用可能会导致银行分行关闭，这可能会对经济产生意想不到的影响。本文讨论了该计划影响银行分支机构的机制，并使用事件研究模型估计了其影响的程度，并发现从该计划中获益减少了银行分支机构的数量。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Unintended effects of broadband grants on bank branches

The Community Connect Grant (CCG) Program was created in 2002 to provide financial assistance for the provision of broadband service in rural areas. Although it aimed to strengthen the rural economy, it is possible that an increase in internet usage due to the program could have induced bank branch closures, which could have had unintended effects on the economy. This paper discusses the mechanism by which the program affects bank branches and estimates the magnitude of its effects using an event study model and find that receiving benefits from this program decreases the number of bank branches.

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来源期刊

Accounts of Chemical Research 化学-化学综合

CiteScore

31.40

自引率

1.10%

发文量

312

审稿时长

2 months

期刊介绍： Accounts of Chemical Research presents short, concise and critical articles offering easy-to-read overviews of basic research and applications in all areas of chemistry and biochemistry. These short reviews focus on research from the author’s own laboratory and are designed to teach the reader about a research project. In addition, Accounts of Chemical Research publishes commentaries that give an informed opinion on a current research problem. Special Issues online are devoted to a single topic of unusual activity and significance. Accounts of Chemical Research replaces the traditional article abstract with an article "Conspectus." These entries synopsize the research affording the reader a closer look at the content and significance of an article. Through this provision of a more detailed description of the article contents, the Conspectus enhances the article's discoverability by search engines and the exposure for the research.