金融素养、零用钱数量和生活方式对学生消费行为的影响[j]

Ragil Retno Palupi, H. Wahyono, L. Wardana
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引用次数: 1

摘要

目的:STKIP PGRI Nganjuk的大多数经济教育学生都觉得,在网上购物时,大量的产品选择让他们每天都在监控自己要购买的产品。如果他们没有购买他们在网上商店看到的商品,他们会有一种后悔的感觉,所以他们决定购买该商品,尽管当时并不需要。因此,对STKIP PGRI Nganjuk经济学学生的金融素养、零花钱数量和生活方式进行了消费行为研究。本研究旨在分析金融素养、零花钱数量和生活方式对STKIP PGRI Nganjuk经济学学生消费行为的影响。设计/方法论/方法:本研究采用定量方法进行解释。这项研究是在经济教育研究项目STKIP PGRI Nganjuk中进行的,共有275名来自第1、3、5和7学期的学生,而本研究中的样本是163名学生,他们使用比例抽样技术使用slovin公式计算。所使用的数据分析是在SPSS 26的帮助下进行的多元线性回归分析。研究结果:本研究的分析结果表明:1)金融素养影响消费者行为,2)零花钱数量影响消费者行为;3)生活方式影响消费者行为。4)金融素养、零花钱金额和生活方式显著影响STKIP PGRI Nganjuk经济教育的消费行为。实际意义:研究结果的好处可以为经济教育学生、进一步的研究人员、马朗国立大学校园和读者提供投入。论文类型:研究论文
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Influence of Financial Literacy, Amount of Pocket Money, and Life Style on Student Consumption Behavior STKIP PGRI Nganjuk Economics Education
Purpose: Most economic education students at STKIP PGRI Nganjuk feel that the large selection of products when shopping online makes them monitor the product they will buy every day. If they don't buy the item they have seen in the online shop, there will be a feeling of regret, so they decide to buy the item even though not a need at that time. Therefore, research was conducted on financial literacy, amount of pocket money, and lifestyle on the consumption behavior of STKIP PGRI Nganjuk economics students. This study aimed to analyze the effect of financial literacy, amount of pocket money, and lifestyle on the consumption behavior of STKIP PGRI Nganjuk economics students. Design/methodology/approach: This study uses a quantitative approach to the explanatory method. This research was conducted in the economic education study program STKIP PGRI Nganjuk with a population of 275 students from semesters 1, 3, 5, and 7, while the sample in this study was 163 students who were calculated using the slovin formula with proportional sampling technique. The data analysis used is Multiple Linear Regression Analysis with the help of SPSS 26. Findings: The results of the analysis in this study show that: 1) Financial literacy affects consumer behavior, 2) The amount of pocket money affects consumer behavior, 3) Lifestyle influences consumer behavior, 4) Financial literacy, amount of pocket money, and lifestyle significantly affect the consumption behavior of STKIP PGRI Nganjuk Economic Education. Practical implications: The benefits of research results can be input for economic education students, further researchers, Universitas Negeri Malang campus, and the reader. Paper type: Research paper
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