银行在促进印度阿萨姆邦农业企业家金融知识方面的作用。

IF 0.5 Q4 AGRONOMY

Journal of Agricultural Extension Pub Date : 2022-10-27 DOI:10.4314/jae.v26i4.1

P. Newar, Anjan Bhuyan

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引用次数: 0

摘要

本文研究了银行向农业企业家提供的金融扫盲服务及其相关问题。参与者包括500名农业企业家和250名银行经理，他们是在印度东北部阿萨姆邦采用多阶段抽样设计选出的。结果表明，在金融扫盲服务的19个已确定变量中，银行对农业企业家的认识程度在17个变量中非常低。在7分的评分表中，缺乏人力、难以接触目标群体和主题覆盖率低的平均得分超过3.5，这将他们归类为开展金融扫盲计划的主要障碍，尤其是对农业企业家而言。然而，建议同时考虑组织和运营方法，以便更好地为农业企业家实施FLP。

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Role of banks in promoting financial literacy among agripreneurs in Assam, India.

This paper examined financial literacy services provided by banks to agripreneurs and the associated problems. Participants were 500 agripreneurs and 250 bank managers, selected using a multi-stage sampling design in Assam, a north-eastern state of India. The result showed that out of 19 identified variables of financial literacy services, the degree of awareness of agripreneurs by banks is marked very low in 17 variables. In 7-point rating scale, average score of lack of manpower, difficulty in reaching the target group and poor coverage of topics was more than 3.5 which categorised them as major hindrances in conducting Financial Literacy Programme (FLP), particularly for agripreneurs. However, consideration of both organisational and operational approaches is suggested for better implementation of FLP for agripreneurs.

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来源期刊

Journal of Agricultural Extension AGRONOMY-

CiteScore

1.10

自引率

25.00%

发文量

期刊介绍： The Journal of Agricultural Extension (JAE) is devoted to the advancement of knowledge of agricultural extension services and practice through the publication of original and empirically based research, focusing on; extension administration and supervision, programme planning, monitoring and evaluation, diffusion and adoption of innovations; extension communication models and strategies; extension research and methodological issues; nutrition extension; extension youth programme; women-in-agriculture; extension, Climate Change and the environment, ICT, innovation systems. JAE will normally not publish articles based on research covering very small geographic area that cannot feed into policy except they present critical insights into emerging agricultural innovations.