基于选定集中度指数的克罗地亚银行体系内资产、信贷和存款集中度分析

IF 1.7 Q3 BUSINESS, FINANCE

Journal of Central Banking Theory and Practice Pub Date : 2022-01-01 DOI:10.2478/jcbtp-2022-0006

Mihovil Anđelinović, Mihaela Milec, Ksenija Dumicic

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引用次数: 4

摘要

摘要本文分析了2002年至2017年期间克罗地亚银行系统的集中度以及集中度对整个经济系统稳定性的影响。集中程度通常与特定部门的竞争力有关，在这种情况下是银行系统，这影响到国家整个经济系统的发展和健康。作为所有其他经济部门发展的基础，银行系统在所选时间段内的集中度趋势和效率方面进行了分析，使用了所选的集中度指数：集中度比率、赫芬达尔-赫希曼指数、基尼系数和熵测度，使用了银行总资产、发放的贷款、，并收到存款。这项研究得出结论，在近20年的考虑期内，克罗地亚是银行系统集中度提高的欧盟国家之一。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Analysis of the Assets, Credits and Deposits Concentration within the Croatian Banking System based on Selected Concentration Indices

Abstract This paper analyses the concentration of the banking system in Croatia and the impact of concentration on stability of the economic system as a whole over the period since 2002 to 2017. The level of concentration is usually related to the competitiveness of a particular sector, in this case the banking system, which affects the development and health of the country's entire economic system. The banking system, as the basis for the development of all other sectors of the economy, has been analysed here in the context of the concentration trend and efficiency in the selected time period using selected concentration indices: Concentration Ratio, Herfindahl-Hirschman Index, the Gini coefficient and the entropy measure using the variables of total assets of banks, loans granted, and received deposits. This research concludes that in the considered period of nearly 20 years, Croatia was among the EU countries with increased concentration level of the banking system.

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来源期刊

Journal of Central Banking Theory and Practice BUSINESS, FINANCE-

CiteScore

2.80

自引率

57.10%

发文量

审稿时长

7 weeks

期刊介绍： Journal of Central Banking Theory and Practice is a scientific journal dedicated to publishing quality papers and disseminating original, relevant and applicable economic research. Scientific and professional papers that are published in the Journal of Central Banking Theory and Practice cover theoretical and practical aspects of central banking, monetary policy, including the supervision issues, as well as banking and management in central banks. The purpose of the journal is to educate the general public about the key issues that the central bankers globally face, as well as about contemporary research and achievements in the field of central banking theory and practice.