巴基斯坦家庭储蓄行为的微观数据分析

Q3 Economics, Econometrics and Finance

Studies in Microeconomics Pub Date : 2021-08-26 DOI:10.1177/23210222211024377

Naeem Akram

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引用次数: 1

摘要

储蓄通过为投资需求提供资金，在一个国家的经济发展中发挥着非常关键的作用。家庭储蓄是巴基斯坦国民储蓄的主要和主要组成部分。本研究旨在通过使用2015-2016年家庭综合收入和消费调查(HIICS)的数据，分析各种社会经济因素对决定巴基斯坦家庭储蓄的影响。研究发现，家庭储蓄往往随着收入、住在核心家庭、拥有住房、收到国外汇款和从事农业而增加;储蓄随抚养比的增加而减少;财富在决定城乡家庭储蓄方面的作用并不显著。然而，教育程度和女性劳动力参与对城市家庭储蓄有正相关关系，但对农村家庭储蓄的影响不显著。同样，户主年龄对城市家庭储蓄的影响不显著，对农村家庭储蓄的影响不显著。JEL分类:E21, D91, C31

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Household’s Saving Behaviour in Pakistan: A Micro-Data Analysis

Savings play a very crucial role in the economic development of a country by financing investment needs. Household savings are the major and dominant component of national savings in Pakistan. The present study aims to analyse the impact of various socio-economic factors in determining the household savings in Pakistan by using the data of Household Integrated Income and Consumption Survey (HIICS) 2015–2016. It has been found that household’s savings tend to increase with income, living in nucleus family, house ownership, receiving remittances from abroad and being involved in agriculture; and saving tends to decrease with an increase in dependency ratio; and wealth has an insignificant role in determining savings in both urban and rural households. However, education and female labour force participation had a positive relationship with saving among urban households but the relationship is insignificant in rural households. Similarly, age of household head hurts saving in urban households and the relationship is insignificant in rural households. JEL Classifications: E21, D91, C31

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来源期刊

Studies in Microeconomics Economics, Econometrics and Finance-Economics, Econometrics and Finance (all)

CiteScore

1.40

自引率

0.00%

发文量

期刊介绍： Studies in Microeconomics seeks high quality theoretical as well as applied (or empirical) research in all areas of microeconomics (broadly defined to include other avenues of decision science such as psychology, political science and organizational behavior). In particular, we encourage submissions in new areas of Microeconomics such as in the fields of Experimental economics and Behavioral Economics. All manuscripts will be subjected to a peer-review process. The intended audience of the journal are professional economists and young researchers with an interest and expertise in microeconomics and above. In addition to full-length articles MIC is interested in publishing and promoting shorter refereed articles (letters and notes) that are pertinent to the specialist in the field of Microeconomics (broadly defined). MIC will periodically publish special issues with themes of particular interest, including articles solicited from leading scholars as well as authoritative survey articles and meta-analysis on the themed topic. We will also publish book reviews related to microeconomics, and MIC encourages publishing articles from policy practitioners dealing with microeconomic issues that have policy relevance under the section Policy Analysis and Debate.