中等教育中的金融教育：跨国分析

IF 0.8 4区经济学 Q3 ECONOMICS

Cesifo Economic Studies Pub Date : 2023-04-07 DOI:10.1093/cesifo/ifad002

L. López-Agudo, Ó. Marcenaro-Gutierrez

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引用次数: 0

摘要

我们生活在一个知道如何理财是必要的社会，因为这是我们日常生活中所必需的。在这种情况下，金融知识是人们应该培养的一种能力，以改进他们与金钱相关的决策。为了分析金融教育对这一能力的贡献，我们使用了20个国家15岁学生的学生固定效应和PISA（国际学生评估计划）2018数据，超越了以往文献中的相关性。我们的研究结果表明，在大多数被分析的国家，学生在数学科目上接受的金融教育可能有助于他们金融素养的发展。然而，在所分析的大多数教育系统中，缺乏有效的经济学科目仍然是一个问题。（JEL代码：I20、I21、I28和C10）

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Financial Education in Secondary Education: A Cross-Country Analysis

We live in a society in which knowing how to manage money is a necessity, since it is required in our everyday life. In this context, financial literacy is a competence which people should develop in order to improve their money-related decisions. In order to analyse the contribution of financial education to this competence, we go beyond the previous literature in respect to correlation by using student fixed-effects and PISA (Programme for International Student Assessment) 2018 data for 15-year-old students in 20 countries. Our results show that, in most of the countries under analysis, the financial education that students receive in the subject of mathematics may contribute to the development of their financial literacy competences. Nevertheless, the lack of an effective subject in economics is still an issue in most of the educational systems under analysis. (JEL codes: I20, I21, I28, and C10)

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来源期刊

Cesifo Economic Studies ECONOMICS-

CiteScore

2.70

自引率

7.70%

发文量

期刊介绍： CESifo Economic Studies publishes provocative, high-quality papers in economics, with a particular focus on policy issues. Papers by leading academics are written for a wide and global audience, including those in government, business, and academia. The journal combines theory and empirical research in a style accessible to economists across all specialisations.