Highlights from Structured Finance Association (SFA)

APRIL 28, 2021 SFA Research Corner: Serving the Underserved This week’s Research Corner analyzes Community Development Financial Institutions, which are private financial institutions whose primary mission is to support community development by providing financing to low-income, low-wealth individuals—a population that has been historically underserved by traditional lenders. According to the complaint bulletin, there were more than 3,400 complaints in March 2021, the greatest monthly mortgage complaint volume since April 2018. MAY 17, 2021 GSE Regulatory Caps Expected to Push Investor Home Loans to Private Market In January 2021, the US Treasury and the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s preferred stock purchase agreements (PSPAs) that will limit the share of non-owner occupied properties purchased by government sponsored enterprises (GSEs) to 7% per year. MAY 20, 2021 SFA Blog: How New Regulatory Caps on GSEs Will Impact Homeowners In January 2021, the Federal Housing Finance Agency (FHFA) and the US Department of the Treasury announced amendments to Fannie Mae and Freddie Mac’s Preferred Stock Purchase Agreements (PSPAs).