农户金融行为区域模式转换的特征

Pub Date : 2022-03-01 DOI:10.15544/mts.2022.12

O. Popelo, M. Dubyna, N. Kholiavko, O. Panchenko, Artem V. Tarasenko

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引用次数: 3

摘要

[摘要]本文探讨了农户金融行为区域模式变迁的特征。提出了一种确定农户金融行为转变水平的算法和方法。基于这种方法，作者进行了计算，根据家庭金融行为转变的水平对地区进行了分组。结果表明，农户金融行为转化水平较高、中等偏上、中等偏下四组区域。描述了每组区域的特征。由于COVID-19大流行，数字化对家庭财务行为的影响有所增加。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Features of the Transformation of the Regional Models of the Households’ Financial Behavior

Abstract The article is devoted to identifying the features of the transformation of the regional models of the households’ financial behavior. An algorithm and a method for determining the level of the households’ financial behavior transformation are proposed. Based on this methodology, the authors made calculations that allowed to group the regions according to the level of the households’ financial behavior transformation. As a result, four groups of regions have been identified: with a high level of the households’ financial behavior transformation, with a level above average, with a medium and low level of the households’ financial behavior transformation. Features of each group of regions are described. The increase in the impact of digitalization on the financial behavior of households as a result of the COVID-19 pandemic has been demonstrated.

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