小额信贷对增强妇女权能的有效性

Q4 Business, Management and Accounting

Restaurant Business Pub Date : 2019-11-21 DOI:10.26643/rb.v118i11.9934

Hawkar Q. Birdawod, S. Basariya

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引用次数: 0

摘要

本文试图评价小额信贷对妇女赋权的有效性。通过结构化问卷对印度泰米尔纳德邦115名妇女进行了横断面研究。研究对象是参加自助小组的女性。这些妇女已婚，至少有一个孩子。采用探索性因子分析对妇女赋权指标进行研究。结果表明，妇女赋权的指标为家庭经济决策、法律意识、流动性、经济安全和家庭决策。针对上述五个指标，提出了五个假设来评估小额信贷对妇女赋权的有效性。采用配对样本t检验了解女性在加入小额信贷项目前与加入小额信贷项目后的感知差异。本研究的结果表明，小额信贷是增强妇女赋权的有力工具，其所有指标，如家庭经济决策、法律意识、流动性、经济安全和家庭决策。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Effectiveness Of Microfinance On Empowerment Of Women

This paper makes an attempt to evaluate the effectiveness of microfinance on empowerment of women. A cross-sectional research on 115 women in the State of Tamil Nadu, India through a structured questionnaire was conducted. Population of study is women who are associated with Self Help Groups (SHG’s). These women are married and have at least one child. Exploratory factor analysis is used to study the indicators of women empowerment. Results reveal that indicators of women empowerment are household economic decision making, legal awareness, mobility, economic security and family decision making. Five hypotheses are developed to evaluate the effectiveness of microfinance on empowerment of women for mentioned five indicators. Paired samples t test is used to know the difference in women’s perception before joining microfinance program and after joining microfinance program. The findings of this study reveal that microfinance is a powerful tool in enhancing women empowerment for its all indicators like household economic decision making, legal awareness, mobility, economic security and family decision making.

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Restaurant Business Business, Management and Accounting-Tourism, Leisure and Hospitality Management

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