COVID-19对印度家庭数字支付习惯的影响

Q2 Economics, Econometrics and Finance

Buletin Ekonomi Moneter dan Perbankan Pub Date : 2022-03-23 DOI:10.21098/bemp.v25i0.1823

Rajas Saroy, Sakshi Awasthy, N. Singh, Sonali M. Adki, Sarat Dhal

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引用次数: 3

摘要

新冠肺炎引发的印度封锁是新用户进入数字支付的转折点。使用一个大型调查数据集，我们为那些首次使用数字支付的人研究了这种转变的驱动因素。除了文献中传统探讨的支付选择的人口驱动因素外，我们发现这种转变在很大程度上受到对数字模式、智能手机和借记卡的使用以及疫情救济福利转移的认识程度的影响。由于之前的糟糕体验而放弃数字支付的用户又回到了这种模式。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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THE IMPACT OF COVID-19 ON DIGITAL PAYMENT HABITS OF INDIAN HOUSEHOLDS

The COVID-19 induced lockdown in India was an inflection point for on-boarding of new users into digital payments. Using a large survey dataset, we examine the driving factors of this shift for those who used digital payments for the first time. Apart from demographic drivers of payment choice traditionally explored in the literature, we find that this shift was significantly shaped by the degree of awareness of digital modes, access to smartphones and debit cards, and pandemic-relief welfare transfers. Users who had abandoned digital payments due to prior bad experiences switched back to such modes.

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来源期刊

Buletin Ekonomi Moneter dan Perbankan Economics, Econometrics and Finance-Finance

CiteScore

2.20

自引率

0.00%

发文量

审稿时长

5 weeks