全球金融科技趋势及其对国际商业的影响:综述

IF 4.6 Q2 MATERIALS SCIENCE, BIOMATERIALS
Douglas J. Cumming, S. Johan, Robert S. Reardon
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引用次数: 1

摘要

目的本文旨在深入研究金融科技的新兴状态,特别强调融资创新及其对国际商业的影响。设计/方法论/方法利用金融科技上发表的极具影响力的文章,作者确定了信贷、存款和融资服务领域每种重要金融科技的优势和劣势。作者评估了这些服务的采用情况及其使用对国际公司层面的影响。发现这项研究强调了金融科技在促进创业国际化方面的作用,特别关注众筹、点对点贷款和网上银行的影响。对谷歌学者引文的全面分析揭示了研究空白,并揭示了连接国际商业和金融科技的新兴趋势。此外,对监管工作的审查表明,全球电子商务立法与金融科技的采用之间存在着强有力的积极关系,表明了这些要素在国际商业世界中的相互关联性。研究局限性/含义金融科技在国际商业中的研究在过去五年才起步。创新和监管发展不断发展。原创性/价值本研究强调了金融科技在国际商业研究中的重要性,阐述了其对监管环境、创业国际化和跨国公司全球战略的影响。通过调查各种金融科技类型的协同作用和应用,该研究为学者和从业者提供了宝贵的见解,有助于国际金融领域的知识进步。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Global fintech trends and their impact on international business: a review
Purpose This paper aims to provide an in-depth examination of the emergent state of financial technology (fintech), particularly emphasizing capital-raising innovations and their implications for international business. Design/methodology/approach Using the highly influential articles published in fintech, the authors identify the advantages and disadvantages of each significant fintech in the credit, deposit and capital-raising services sector. The authors assess the adoption of these services and the international firm-level implications of their use. Findings This study highlights fintech’s role in fostering entrepreneurial internationalization, with a particular focus on the impact of crowdfunding, peer-to-peer lending and online banking. A thorough analysis of Google Scholar citations uncovers research gaps and unveils emerging trends bridging international business and fintech. Furthermore, the examination of regulatory efforts presents evidence of a robust positive relationship between global e-commerce legislation and fintech adoption, demonstrating the interconnected nature of these elements in the world of international business. Research limitations/implications Fintech research in international business has only taken off in the last five years. Innovations and regulatory developments are continuously evolving. Originality/value This study emphasizes the significance of fintech in international business research, addressing its implications on regulatory environments, entrepreneurial internationalization and multinational corporations’ global strategies. By investigating the synergies and applications of various fintech types, the research provides valuable insights for scholars and practitioners, contributing to the advancement of knowledge in the field of international finance.
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来源期刊
ACS Applied Bio Materials
ACS Applied Bio Materials Chemistry-Chemistry (all)
CiteScore
9.40
自引率
2.10%
发文量
464
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