贫困环境下的非正式金融:为未来创业研究制定议程

IF 1.3 Q3 BUSINESS

Journal of Developmental Entrepreneurship Pub Date : 2021-06-12 DOI:10.1142/S1084946721500114

G. Bruton, Nuraddeen Nuhu, J. Qian

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引用次数: 6

摘要

企业家精神被视为解决新兴经济体贫困问题的主要工具。然而，为这类创业企业融资仍然是一项重大挑战。迄今为止，大多数关于新兴经济体贫困人口创业企业融资的研究都集中在小额融资等正式金融工具上。然而，在实践中使用的一个更大的融资工具是非正式融资。这种融资以家庭/朋友/邻居、私人放债人或轮流储蓄团体的贷款形式出现。人们对这些金融工具如何影响创业所知甚少。本文回顾了新兴经济体非正式金融的现有文献，然后为新兴经济体非正式金融及其在创业中的作用的学者制定了丰富的研究议程。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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INFORMAL FINANCE IN SETTINGS OF POVERTY: ESTABLISHING AN AGENDA FOR FUTURE ENTREPRENEURSHIP RESEARCH

Entrepreneurship is viewed as a major tool in the effort to address poverty in emerging economies. Yet financing for such entrepreneurial ventures remains a major challenge. To date, most research on financing of entrepreneurial ventures among those in poverty in emerging economies has focused on formal financial tools such as microfinancing. However, a far larger financing tool employed in practice is informal financing. Such financing takes the shape of loans by family/friends/neighbors, private money lenders, or rotating savings groups. Very little is known about how these finance tools affect entrepreneurship. This article reviews the existing literature on informal finance in emerging economies and then develops a rich research agenda for scholars on informal finance in emerging economies and its role in entrepreneurship.

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来源期刊

Journal of Developmental Entrepreneurship BUSINESS-

CiteScore

2.10

自引率

0.00%

发文量

期刊介绍： The Journal of Developmental Entrepreneurship (JDE) provides a forum for the dissemination of descriptive, empirical, and theoretical research that focuses on issues concerning microenterprise and small business development, especially under conditions of adversity. The intended audiences for JDE are scholars who study issues of developmental entrepreneurship and professionals involved in governmental and non-governmental efforts to facilitate entrepreneurship in economic and community development programs around the world. Articles will cover a broad range of topics, including: -Entrepreneurship and self-employment in developing contexts -Challenges and opportunities unique to minority and women entrepreneurs -Microenterprise funds and private-sector small business lending practices -Legislation, regulation, and tax policy that impact entrepreneurship and economic development -Processes that facilitate growth and development within emerging enterprises -Networks within and among entrepreneurial ventures -Marketing patterns and approaches in venture growth and development -International developmental entrepreneurship programs -Entrepreneurship in the informal economic sector -Education and training for aspiring entrepreneurs -Industry practices that adversely affect microenterprise development -Economic and social impacts of microenterprise activity