支持养老金改革:金融知识和养老金知识的作用是什么?

IF 3.3 3区管理学 Q1 BUSINESS, FINANCE

Journal of Accounting and Public Policy Pub Date : 2023-07-01 DOI:10.1016/j.jaccpubpol.2023.107096

Noemi Oggero , Francesco Figari , Elsa Fornero , Mariacristina Rossi

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引用次数: 1

摘要

尽管养老金制度可持续性问题在大多数发达经济体中具有相关性，但与反对养老金改革有关的因素仍未得到充分研究。本文研究了金融、养老金和制度知识之间的关系以及对养老金改革的支持。利用意大利SHARE数据的一个特别模块，我们发现具有财务知识和养老金知识的个人更愿意接受养老金改革。特别是，具有基本养老金知识水平的个人认识到，人口老龄化、低经济增长和年轻人的低缴费使公共养老金制度难以持续。

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Support for pension reforms: What is the role of financial literacy and pension knowledge?

Despite the relevance of the issue of pension system sustainability in most advanced economies, the factors associated with the opposition to pension reforms are still under-studied. In this paper, we investigate the correlation between financial, pension and institutional knowledge and support for pension reforms. Using an ad hoc module of the SHARE data for Italy, we find that financially literate and pension knowledgeable individuals are more willing to accept pension reforms. In particular, individuals with a basic level of pension knowledge recognize that population ageing, low economic growth, and low contributions by the young make the public pension system hardly sustainable.

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来源期刊

Journal of Accounting and Public Policy Multiple-

CiteScore

4.80

自引率

2.80%

发文量

期刊介绍： The Journal of Accounting and Public Policy publishes research papers focusing on the intersection between accounting and public policy. Preference is given to papers illuminating through theoretical or empirical analysis, the effects of accounting on public policy and vice-versa. Subjects treated in this journal include the interface of accounting with economics, political science, sociology, or law. The Journal includes a section entitled Accounting Letters. This section publishes short research articles that should not exceed approximately 3,000 words. The objective of this section is to facilitate the rapid dissemination of important accounting research. Accordingly, articles submitted to this section will be reviewed within fours weeks of receipt, revisions will be limited to one, and publication will occur within four months of acceptance.