是什么导致了城市医保保费的地区差异?

IF 1.3 4区经济学 Q3 ECONOMICS

Japan and the World Economy Pub Date : 2022-03-01 DOI:10.1016/j.japwor.2022.101117

Ruka Kurono

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引用次数: 0

摘要

日本市级国民健康保险(NHI)项目之间的保费水平差异很大。由于市政当局在设定国民健康保险保费时拥有自由裁量权，他们可以根据邻居的保费大小来决定自己的保费。本研究考察了这种参照行为如何影响国民健康保险保费水平，以及它在多大程度上解释了保费差异。结果表明，相邻保险公司之间存在积极的参考行为，解释了7.2%的国民健康保险保费差异。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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What drives the regional disparities in municipal national health insurance premiums?

There are large disparities in premium level among the Municipal National Health Insurance (NHI) programs in Japan. As municipalities have discretion when setting the NHI premiums, they may determine their premiums observing how large or small the premiums of their neighbors are. This study examined how such reference behavior affects the NHI premium level and to what extent it explains the premium disparities. The results revealed that there was positive reference behavior among neighboring insurers which explains 7.2% of the NHI premium disparity.

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来源期刊

Japan and the World Economy ECONOMICS-

CiteScore

2.60

自引率

0.00%

发文量

审稿时长

46 days

期刊介绍： The increase in Japan share of international trade and financial transactions has had a major impact on the world economy in general and on the U.S. economy in particular. The new economic interdependence between Japan and its trading partners created a variety of problems and so raised many issues that require further study. Japan and the World Economy will publish original research in economics, finance, managerial sciences, and marketing that express these concerns.