能做到的小银行:对一家在大萧条中幸存下来的银行的历史和财务记录的考察

IF 16.4 1区化学 Q1 CHEMISTRY, MULTIDISCIPLINARY

Accounts of Chemical Research Pub Date : 2019-08-01 DOI:10.2308/AAHJ-52528

Eric D. Bostwick

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引用次数: 0

摘要

牛津第一国民银行成立于1910年，在大萧条爆发时，它只存在了大约20年。当其他银行倒闭时，这家位于密西西比州农村的小银行幸存了下来，至今仍作为FNB牛津银行运营。但除了生存之外，牛津第一国民银行似乎在这种严峻的金融环境中蓬勃发展：在大萧条最黑暗的几个月里，它的个人储户账户余额翻了一番。利用历史文献和现存的会计记录，本文考察了牛津第一国民银行是如何在大萧条期间持续发展的。JEL分类： E02；G01；G21；G33；M41；N21.数据可用性：数据可从文本中引用的公共来源获得。

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The Little Bank That Could: An Examination of the Historical and Financial Records of One Bank That Survived the Great Depression

Founded in 1910, The First National Bank of Oxford had been in existence for only about 20 years when the Great Depression struck. While other banks failed, this small bank in rural Mississippi survived, and it is still in operation today as FNB Oxford Bank. But beyond merely surviving, the First National Bank of Oxford appears to have thrived in this harsh financial climate: it doubled the balance of its individual depositors' accounts in the midst of the darkest months of the Great Depression. Using historical documents and extant accounting records, this paper examines how the First National Bank of Oxford was able to persist and prosper through the Great Depression. JEL Classifications: E02; G01; G21; G33; M41; N21. Data Availability: Data are available from the public sources cited in the text.

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来源期刊

Accounts of Chemical Research 化学-化学综合

CiteScore

31.40

自引率

1.10%

发文量

312

审稿时长

2 months

期刊介绍： Accounts of Chemical Research presents short, concise and critical articles offering easy-to-read overviews of basic research and applications in all areas of chemistry and biochemistry. These short reviews focus on research from the author’s own laboratory and are designed to teach the reader about a research project. In addition, Accounts of Chemical Research publishes commentaries that give an informed opinion on a current research problem. Special Issues online are devoted to a single topic of unusual activity and significance. Accounts of Chemical Research replaces the traditional article abstract with an article "Conspectus." These entries synopsize the research affording the reader a closer look at the content and significance of an article. Through this provision of a more detailed description of the article contents, the Conspectus enhances the article's discoverability by search engines and the exposure for the research.