大流行风险:影响、建模和转移。

IF 1.1 Q3 BUSINESS, FINANCE

Risk Management and Insurance Review Pub Date : 2020-01-01 Epub Date: 2020-11-26 DOI:10.1111/rmir.12160

Joseph Qiu

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引用次数: 9

摘要

COVID-19已经证明，大流行风险被认为是社会和保险业都需要认真对待的巨灾风险类型。衡量、管理和转移大流行风险的一个关键因素是建模能力。本文首先回顾了新型冠状病毒肺炎的保险损失及其对保险业的影响。然后，评估当前大流行风险建模能力以及保险业如何使用这些模型。就今后如何改进这些模型以及如何协助确保大流行风险提出了一些建议。最后，讨论了流行病风险转移的非建模因素和政府的作用。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Pandemic risk: Impact, modeling, and transfer.

COVID-19 has proven that pandemic risk deems to the type of catastrophe risk that needs to be treated seriously, by both society and the insurance industry. A key element to measure, manage, and transfer pandemic risk is the modeling capability. This paper first reviews the insured loss from COVID-19 and the impact on the insurance industry. Then, current pandemic risk modeling capabilities and how insurance industry uses these models are evaluated. Some suggestions are made in terms of how these models can be improved in the future and how they can assist in insuring the pandemic risk. Finally, the nonmodeling elements of pandemic risk transfer and the government's role are discussed.

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来源期刊

Risk Management and Insurance Review Economics, Econometrics and Finance-Finance

CiteScore

1.90

自引率

0.00%

发文量

期刊介绍： Risk Management and Insurance Review publishes respected, accessible, and high-quality applied research, and well-reasoned opinion and discussion in the field of risk and insurance. The Review"s "Feature Articles" section includes original research involving applications and applied techniques. The "Perspectives" section contains articles providing new insights on the research literature, business practice, and public policy. The "Educational Insights" section provides a repository of high-caliber model lectures in risk and insurance, along with articles discussing and evaluating instructional techniques.