COVID-19 时代银行、金融和保险软件中的高级数据集成。

IF 2.6 4区 计算机科学 Q2 COMPUTER SCIENCE, SOFTWARE ENGINEERING
Software-Practice & Experience Pub Date : 2022-04-01 Epub Date: 2021-08-15 DOI:10.1002/spe.3018
Moinak Maiti, Darko Vuković, Amrit Mukherjee, Pavan D Paikarao, Janardan Krishna Yadav
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引用次数: 0

摘要

本研究有助于我们了解 COVID-19 大流行病的出现如何改变全球银行、金融服务和保险业(BFSI)的格局。在 COVID-19 大流行之前,银行、金融服务和保险业的企业战略仅仅是追求运营效率。然而,在 COVID-19 大流行期间,由于交易量的增加,全球银行、金融服务和保险机构不得不在运营中采用数字化转型。正在进行的 COVID-19 大流行已经引发了有关全球 BFSI 产品、流程、概念、趋势或想法的全面创新。因此,没有高效、创新的系统软件,银行、金融服务机构就无法在全球运营中生存。本研究绘制了炒作周期图,以确定处理现实世界业务问题的相关技术。炒作周期表明,对高级数据集成的需求正在不断增长,而 COVID-19 大流行已经引发了这种需求。研究认为,对于银行、金融和保险机构来说,数据整合最初可能具有挑战性,但最终可能会形成一种高效的模式来处理这类流行病或突发情况。
本文章由计算机程序翻译,如有差异,请以英文原文为准。

Advanced data integration in banking, financial, and insurance software in the age of COVID-19.

Advanced data integration in banking, financial, and insurance software in the age of COVID-19.

This study contributes to our understanding of how the emergence of the COVID-19 pandemic changes the global Banking Financial Services and Insurance (BFSI) landscape. Before the COVID-19 pandemic, BFSIs corporate strategy was solely aligned to the quest for operational efficiency. However, during the ongoing COVID-19 pandemic, global BFSIs are forced to adopt digital transformation in their operations due to a rise in transaction volumes. The ongoing COVID-19 pandemic already triggers holistic innovations concerning the global BFSI's product, process, concept, trend, or idea. Thus, the BFSI cannot survive without efficient and innovative system software for global operations. The study plots the hype cycle to identify relevant technologies to deal with real-world business problems. The hype cycle indicates that the need for advanced data integration is growing and COVID-19 pandemic has already triggered it. The study argues that the incorporation of data integration might be challenging initially for BFSIs but eventually it may result in an efficient model to handle these types of pandemic or unexpected circumstances.

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来源期刊
Software-Practice & Experience
Software-Practice & Experience 工程技术-计算机:软件工程
CiteScore
8.00
自引率
8.60%
发文量
107
审稿时长
6 months
期刊介绍: Software: Practice and Experience is an internationally respected and rigorously refereed vehicle for the dissemination and discussion of practical experience with new and established software for both systems and applications. Articles published in the journal must be directly relevant to the design and implementation of software at all levels, from a useful programming technique all the way up to a large scale software system. As the journal’s name suggests, the focus is on practice and experience with software itself. The journal cannot and does not attempt to cover all aspects of software engineering. The key criterion for publication of a paper is that it makes a contribution from which other persons engaged in software design and implementation might benefit. Originality is also important. Exceptions can be made, however, for cases where apparently well-known techniques do not appear in the readily available literature. Contributions regularly: Provide detailed accounts of completed software-system projects which can serve as ‘how-to-do-it’ models for future work in the same field; Present short reports on programming techniques that can be used in a wide variety of areas; Document new techniques and tools that aid in solving software construction problems; Explain methods/techniques that cope with the special demands of large-scale software projects. However, software process and management of software projects are topics deemed to be outside the journal’s scope. The emphasis is always on practical experience; articles with theoretical or mathematical content are included only in cases where an understanding of the theory will lead to better practical systems. If it is unclear whether a manuscript is appropriate for publication in this journal, the list of referenced publications will usually provide a strong indication. When there are no references to Software: Practice and Experience papers (or to papers in a journal with a similar scope such as JSS), it is quite likely that the manuscript is not suited for this journal. Additionally, one of the journal’s editors can be contacted for advice on the suitability of a particular topic.
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