晚年的收入轨迹:来自健康和退休研究的纵向证据

IF 1.9 3区经济学 Q2 DEMOGRAPHY

Journal of the Economics of Ageing Pub Date : 2022-06-01 DOI:10.1016/j.jeoa.2022.100371

Olivia S. Mitchell , Robert L. Clark , Annamaria Lusardi

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引用次数: 0

摘要

我们在“健康与退休纵向研究”中对低收入受访者进行了23 年的跟踪调查，以观察他们随着年龄增长的财务状况。我们证明:(a)实际收入保持相对稳定，个人进入退休和发展到晚年;(b)劳动力参与率下降，因此收入随着年龄的增长变得不那么重要，而社会保障和退休储蓄占年收入的比例上升。临近退休的低收入人群在退休后也往往过得不太好。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study

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Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study

We track low-income respondents in the longitudinal Health and Retirement Study for 23 years, to observe how their financial situations unfolded as they aged. We document that (a) real incomes remained relatively stable as individuals entered retirement and progressed through their later years; and (b) labor force participation declined and thus earnings became less important with age, while Social Security and retirement savings rose as a proportion of annual income. Low-income people near retirement also tended to fare poorly during retirement.

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来源期刊

Journal of the Economics of Ageing Multiple-

CiteScore

4.10

自引率

4.50%

发文量

审稿时长

49 days

期刊介绍： The Journal of the Economics of Ageing (JEoA) is an international academic journal that publishes original theoretical and empirical research dealing with the interaction between demographic change and the economy. JEoA encompasses both microeconomic and macroeconomic perspectives and offers a platform for the discussion of topics including labour, health, and family economics, social security, income distribution, social mobility, immigration, productivity, structural change, economic growth and development. JEoA also solicits papers that have a policy focus.