聘请董事会认证专家会改善贵公司不利的承保业绩吗？

Q3 Medicine

Journal of insurance medicine (New York, N.Y.) Pub Date : 2025-10-09 DOI:10.17849/insm-52-3-1-2.2

John R Iacovino

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引用次数: 0

摘要

一些保险部门认为，聘请具有临床背景的委员会认证专家将改善他们的寿险业务、预期预期和盈利能力。这不是解决不良承保预期的灵丹妙药。这种需求是一个潜在的危险信号，表明内部承销存在缺陷。专科医生有其自身的局限性，最突出的是缺乏任何保险医学和风险选择的经验。你将依靠最缺乏经验的医疗主任来纠正你的问题。很可能，一个或多个内部承保操作可能是造成不利结果的根本原因。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Will Hiring a Board-Certified Specialist Improve Your Company's Unfavorable Underwriting Results?

Some underwriting departments believe hiring a board-certified specialist from a clinical background will improve their life underwriting, expectancy estimations, and profitability. This is not a panacea for solving adverse underwriting expectations. The need is a potential red flag indicating internal underwriting deficiencies. The specialist comes with their own limitations, the most prominent being the lack of any experience in insurance medicine and risk selection. You will be depending on the least experienced medical director to correct your problems. Likely, one or more internal underwriting practices could be the root cause of the unfavorable results.

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来源期刊

Journal of insurance medicine (New York, N.Y.) Medicine-Medicine (all)

CiteScore

0.50

自引率

0.00%

发文量

期刊介绍： The Journal of Insurance Medicine is a peer reviewed scientific journal sponsored by the American Academy of Insurance Medicine, and is published quarterly. Subscriptions to the Journal of Insurance Medicine are included in your AAIM membership.