创业退休的性别差异:欧洲养老金政策的影响

IF 3.1 Q2 BUSINESS
Kathrin Komp-Leukkunen
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引用次数: 0

摘要

目的 由于人口老龄化,人们对老年创业者的兴趣与日俱增。以往的研究显示,老年创业者中存在明显的性别差异。本研究探讨了这种性别差异是否也存在于从创业过渡到退休的过程中。通过多通道序列分析和聚类分析,对欧洲健康、老龄化和退休调查(Survey of Health, Aging and Retirement in Europe)中的微观纵向数据进行了分析。研究结果创业者以三种不同的过渡模式退休:(1) 创业者在 60 岁时成为养老金领取者,(2) 创业者在 65 岁时成为养老金领取者,(3) 个人在 65 岁成为养老金领取者之前兼顾创业与就业。女企业家的过渡模式与男企业家相同,但退休时间更早。针对创业者的养老金法规改变了一个国家内的性别差异程度。男女领取国家养老金年龄相同的强制性养老金计划会缩小性别差异,而领取国家养老金年龄存在性别差异的强制性计划则会扩大性别差异。没有强制覆盖范围的计划介于两者之间。这些性别差异还影响到企业家如何过渡到退休。针对企业家的养老金法规会影响性别差异的程度。因此,企业家养老金条例是促进或阻碍性别平等的工具。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Gender-differences in retirement from entrepreneurship: the influence of pension policies across Europe

Purpose

The interest in older entrepreneurs increases due to population aging. Previous research showed clear gender-differences among older entrepreneurs. This study investigates whether such gender-differences also exist in the retirement transition from entrepreneurship. It explores the influence of pension regulations for entrepreneurs on these gender-differences.

Design/methodology/approach

Longitudinal micro-level data from the Survey of Health, Aging and Retirement in Europe is analyzed in multichannel sequence analyses and cluster analyses. Developments from age 50 to 69 are compared in the dimensions of entrepreneurship, employment and old-age pensions.

Findings

Entrepreneurs retire in three different transition patterns: (1) entrepreneurs becoming pensioners at 60, (2) entrepreneurs becoming pensioners at 65 and (3) individuals combining entrepreneurship with employment until they become pensioners at 65. Female entrepreneurs follow the same transition patterns as their male counterparts but retire earlier. Pension regulations for entrepreneurs modify the extent of the gender-differences within a country. Mandatory pension schemes with identical state pension ages for men and women reduce gender-differences, whereas mandatory schemes with gender-differences in the state pension age increase them. Schemes without mandatory coverage range in between the other two.

Originality/value

This article expands our knowledge on gender-differences among older entrepreneurs. These gender-differences also extent to how entrepreneurs transition into retirement. Pension regulations for entrepreneurs influence the extent of the gender-differences. Therefore, pension regulations for entrepreneurs constitute tools for promoting or hindering gender equality.

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来源期刊
CiteScore
7.40
自引率
15.60%
发文量
15
期刊介绍: Launched in 2009, the International Journal of Gender and Entrepreneurship (IJGE) aims to facilitate the natural evolution of the field of gender and entrepreneurship by drawing together the very best research contributions from around the world. The journal seeks to: -Provide a dedicated publication outlet for high calibre, international research of interest to scholars, entrepreneurs and policy makers in the field of gender and entrepreneurship -Offer a unique perspective on the practice of gender and entrepreneurship by including sections dedicated to practitioner and policy content -Support a more consistent global approach to the presentation of research in the field -Platform the work of dynamic young researchers and those who are in a position to offer new perspectives on this particular research area -Enable those active in the area as researchers, educators, trainers, practitioners, support personnel and policy makers to keep up to date with the field on an international level. The coverage of the journal includes, but is not limited to: Entrepreneurship, Female/Women’s entrepreneurship , Business, Management, Strategy, Gender, Economics, Internationalization, Marketing.
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