电子钱包功能对大学生购买决策的影响研究

Dr. T. Thirunavukkarasu, Dr. K. Senthil kumar, Dr. S. Sivagnana Bharathi, Dr. K Krishnamoorthy, Dr Kiran Kumar Thoti
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引用次数: 0

摘要

本研究调查了马来西亚吉兰丹大学学生在快速发展的数字支付环境下,电子钱包功能对其购买决策的影响作用。随着电子钱包作为一种便捷、安全的金融交易模式越来越受欢迎,了解其对学生消费者的影响变得势在必行。我们采用混合方法,通过调查和访谈收集了本科生的数据,分析了电子钱包的各种属性,如易用性、安全性、奖励和商户多样性。初步研究结果表明,电子钱包在影响学生购买行为方面发挥着重要作用,这主要归功于其便利性和具有吸引力的奖励。研究还揭示了同伴互动和对电子钱包的认知对学生采用和使用模式的影响。关键词电子钱包、数字支付、购买决策、消费行为、金融技术、便利性、奖励、学生消费者。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Study on The Role of E-Wallets Feature in Influencing Universities Students' Purchasing Decisions
This research investigates the influential role of e-wallet features on the purchasing decisions of students at University Malaysia Kelantan, within the context of the rapidly evolving digital payment landscape. With e-wallets gaining popularity as a convenient and secure mode of financial transactions, understanding their impact on student consumers becomes imperative. Through a mixed-methods approach, data was collected from undergraduate students through surveys and interviews, analyzing various e-wallet attributes such as ease of use, security, rewards, and merchant variety. Preliminary findings reveal that e-wallets play a significant role in shaping students' purchasing behavior, primarily due to their convenience and availability of attractive rewards. The study also uncovers the influence of peer interactions and perceptions of e-wallets on students' adoption and usage patterns. Keywords: E-wallets, digital payments, purchasing decisions, consumer behavior, financial technology, convenience, rewards, student consumers.
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