网络安全威胁和风险对数字银行的采用有影响吗?系统性文献综述

Q1 Social Sciences
Natile Nonhlanhla Cele, Sheila Kwenda
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引用次数: 0

摘要

本研究的目的是确定阻碍数字银行业务采用的网络安全威胁,并提供可持续的策略来应对银行业的网络安全风险。研究结果初步审查了 84 项研究,在应用了本系统性审查的选择和资格标准后,共纳入了 58 项研究。这些被选中的文章一致认为身份盗用、恶意软件攻击、网络钓鱼和网络钓鱼是阻碍数字银行应用的重大网络安全威胁。原创性/价值由于我国银行业在这一领域尚属新生事物,本研究为有关网络安全的稀缺文献做出了贡献。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Do cybersecurity threats and risks have an impact on the adoption of digital banking? A systematic literature review
Purpose The purpose of the study is to identify cybersecurity threats that hinder the adoption of digital banking and provide sustainable strategies to combat cybersecurity risks in the banking industry. Design/methodology/approach Systematic literature review guidelines were used to conduct a quantitative synthesis of empirical evidence regarding the impact of cybersecurity threats and risks on the adoption of digital banking. Findings A total of 84 studies were initially examined, and after applying the selection and eligibility criteria for this systematic review, 58 studies were included. These selected articles consistently identified identity theft, malware attacks, phishing and vishing as significant cybersecurity threats that hinder the adoption of digital banking. Originality/value With the country’s banking sector being new in this area, this study contributes to the scant literature on cyber security, which is mostly in need due to the myriad breaches that the industry has already suffered thus far.
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来源期刊
Journal of Financial Crime
Journal of Financial Crime Social Sciences-Law
CiteScore
3.10
自引率
0.00%
发文量
71
期刊介绍: The Journal of Financial Crime, the leading journal in this field, publishes authoritative, practical and detailed insight in the most serious and topical issues relating to the control and prevention of financial crime and related abuse. The journal''s articles are authored by some of the leading international scholars and practitioners in the fields of law, criminology, economics, criminal justice and compliance. Consequently, articles are perceptive, evidence based and have policy impact. The journal covers a wide range of current topics including, but not limited to: • Tracing through the civil law of the proceeds of fraud • Cyber-crime: prevention and detection • Intelligence led investigations • Whistleblowing and the payment of rewards for information • Identity fraud • Insider dealing prosecutions • Specialised anti-corruption investigations • Underground banking systems • Asset tracing and forfeiture • Securities regulation and enforcement • Tax regimes and tax avoidance • Deferred prosecution agreements • Personal liability of compliance managers and professional advisers
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