Contemporary Challenges and Prospects of Development of the Russian Banking System in the Conditions of Digitalization

The article pays special attention to modern challenges and prospects for the development of the Russian banking system in the context of digitalization of the economy and business. In particular, it is noted that the banking system of Russia (like the entire world system) is going through hard times associated with global geopolitical and economic sanctions. Such concepts as “digital economy”, “real sector of the economy”, “financial sector of the economy” are revealed and the close connection and interdependence between these sectors of the economy are shown. A general conclusion is formulated that digitalization has captured various segments of the economy, including banking, the real and financial sectors of the economy. Digital ruble are shown.