新兴经济体的数字金融包容性:来自约旦的证据

Abdalla Al Khub, Mohamed Saeudy, A. Gerged
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引用次数: 0

摘要

本研究探讨了数字普惠金融在减少贫困和促进经济增长方面的作用,特别关注 COVID-19 时代的发展中国家。研究以约旦为中心,通过使用非线性概率回归模型分析 260 名参与者的数据,试图找出影响金融获取的关键因素。研究发现,由于教育、财富、就业和收入水平的差异,约旦成年男性和女性在金融包容性方面存在显著差距。这些发现表明,有必要优先考虑妇女、老年人和低收入者等边缘群体的金融可得性,以有效消除贫困,促进新兴市场的经济进步和可持续发展。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Digital Financial Inclusion in Emerging Economies: Evidence from Jordan
This study explores the role of digital financial inclusion in mitigating poverty and bolstering economic growth, with a special focus on developing nations during the COVID-19 era. Centering on Jordan, it seeks to identify key influencers of financial access by analyzing data from 260 participants using a non-linear probit regression model. The research uncovers a significant disparity in financial inclusion between Jordanian adult males and females, attributable to differences in education, wealth, employment, and income levels. These findings point to the necessity of prioritizing financial accessibility for marginalized groups such as women, the elderly, and those with lower income to effectively combat poverty and facilitate economic advancement and sustainable development in emerging markets.
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