Socio-economic aspects of the standard of living of pensioners (On the example of the Republic of Bashkortostan)

The article considers the material provision of citizens of retirement age and their compliance with real needs. The purpose of this study was to analyze the social challenges of modern pension reform, the subject is the standard of living of pensioners of the Republic of Bashkortostan. The object of the study is pensioners of the Republic of Bashkortostan. The author examines in detail such aspects as the standard of living of pensioners, the real pension size in the Republic of Bashkortostan, the average pension size in the subjects of the Volga Federal District, the level and structure of household income, the health status of pensioners, the problems that cause the greatest concern among residents older than working age living in urban areas, the problems that cause the greatest concern among residents over working age living in rural areas, types of households eligible for social services by age. As a methodological basis of the study, the results of a sample observation of the income of the population and participation in social programs in 2021 and the results of a comprehensive survey of the living conditions of the population in 2021 conducted with the participation of the author were used. As a result, the author concludes that in the conditions of the new pension reform, the social challenge is the low standard of living of pensioners, the growth of whose number in the future will cause the expansion of the social localization of poverty. One of the main results of the study was the identification of the main problems of the standard of living and pension provision in the Republic of Bashkortostan. It is necessary to carry out regular monitoring of the purchasing power of pensions and the total incomes of pensioners. The development of state decisions to improve the level.