数字普惠金融对参与加纳农民组织、结构化市场和非农工作的影响

IF 1.7 4区经济学 Q3 DEVELOPMENT STUDIES

Journal of International Development Pub Date : 2023-11-22 DOI:10.1002/jid.3863

Daniel Adu Ankrah, Bright Owusu Asante, Stephen Prah, Forster K. Boateng

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引用次数: 0

摘要

本文研究了拥有移动支付账户对农民参与农民组织（FBOs）、结构化市场和非农工作的影响。根据递归二元概率模型，我们的结果显示，拥有移动支付账户会使农民参与农民组织、结构化市场和非农工作的可能性分别增加 15.4%、33.3% 和 37.5%。此外，移动支付账户的拥有率还受到社会经济和制度因素以及社区内是否存在移动支付供应商的影响。我们的研究结果要求继续努力深化数字金融包容性，以提高对金融组织、结构化市场和非农工作的参与度。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Impact of digital financial inclusion on the participation in farmer-based organisations, structured market and off-farm work in Ghana

This paper examines the impact of mobile money account ownership on farmers' participation in farmer-based organisations (FBOs), structured market and off-farm work. Relying on recursive bivariate probit model, our results reveal that owning a mobile money account increases the likelihood of farmers' participating in an FBO, structured market and off-farm work by 15.4%, 33.3% and 37.5%, respectively. Furthermore, mobile money account ownership is influenced by socioeconomic and institutional factors as well as the presence of mobile money vendors within a community. Our finding calls for sustained efforts to deepen digital financial inclusion for increased participation in FBOs, structured market and off-farm work.

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来源期刊

Journal of International Development DEVELOPMENT STUDIES-

CiteScore

2.40

自引率

0.00%

发文量

109

期刊介绍： The Journal aims to publish the best research on international development issues in a form that is accessible to practitioners and policy-makers as well as to an academic audience. The main focus is on the social sciences - economics, politics, international relations, sociology and anthropology, as well as development studies - but we also welcome articles that blend the natural and social sciences in addressing the challenges for development. The Journal does not represent any particular school, analytical technique or methodological approach, but aims to publish high quality contributions to ideas, frameworks, policy and practice, including in transitional countries and underdeveloped areas of the Global North as well as the Global South.