信贷供给冲击会影响中等收入国家的就业吗?

IF 5.6 1区 经济学 Q1 ECONOMICS
Emilio Gutierrez, David Jaume, Martín Tobal
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引用次数: 0

摘要

本文使用包含2010-2015年间商业银行向企业提供的所有贷款信息的专有数据集,研究了墨西哥银行信贷供应冲击对正式就业的影响。我们发现对中小企业的正式就业有很大的影响:1个标准差的正面信贷冲击使年就业增加1.4个百分点。家族企业、较年轻的企业和以前没有银行关系的企业所获得的无抵押信贷和信贷份额也有所增加,这表明在信贷受限的情况下,信贷冲击可能在创造就业方面发挥更突出的作用。(jj 22, g21, g32, j23, l25, m51, o16)
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Do Credit Supply Shocks Affect Employment in Middle-Income Countries?
This paper studies the effect of bank credit supply shocks on formal employment in Mexico using a proprietary dataset containing information on all loans extended to firms by commercial banks during 2010–2015. We find large impacts on the formal employment of small and medium firms: a positive credit shock of 1 standard deviation increases yearly employment by 1.4 percentage points. The shares of uncollateralized credit and credit received by family firms, younger firms, and firms with no previous bank relationships also increase, suggesting that credit shocks may play a more prominent role for employment creation in credit-constrained settings. (JEL D22, G21, G32, J23, L25, M51, O16)
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来源期刊
CiteScore
8.20
自引率
1.90%
发文量
68
期刊介绍: The American Economic Review (AER) is a general-interest economics journal. The journal publishes 12 issues containing articles on a broad range of topics. Established in 1911, the AER is among the nation's oldest and most respected scholarly journals in economics. American Economic Journal: Economic Policy publishes papers covering a range of topics, the common theme being the role of economic policy in economic outcomes. Subject areas include public economics; urban and regional economics; public policy aspects of health, education, welfare and political institutions; law and economics; economic regulation; and environmental and natural resource economics.
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