农作物保险的采用及其对印度农户福祉的影响:来自小组研究的证据

IF 1.4 4区经济学 Q3 ECONOMICS

Journal of the Asia Pacific Economy Pub Date : 2023-10-12 DOI:10.1080/13547860.2023.2266204

Dinamani Biswal, Chandra Sekhar Bahinipati

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引用次数: 0

摘要

摘要尽管农作物保险有一些好处，但在印度，作物保险的采用率很低。因此，许多研究都在探究低采用率背后的原因，此外，一些横断面研究估计了其对农民福祉的影响，研究结果本质上是喜忧参半的。利用2004-2005年和2011-2012年两轮印度人类发展调查(IHDS)的数据，本研究旨在确定收养的主要决定因素，并评估其对农户福祉的影响。在前者的情况下，我们发现了主要的决定因素，即户主的教育程度、牲畜所有权、未偿债务、土地持有情况、信贷团体成员资格、获得几种政府福利的机会以及以前经历过的灾害。对后者采用差分差分(DID)模型，我们观察到作物保险提高了农民的福祉，即2004-2005年和2011-2012年期间，参保农民的人均消费支出增加了12-28%。因此，本研究提倡在印度进一步扩大作物保险的采用，因为它支持农民分散风险和平滑消费。关键词:作物保险;采用;决定因素;影响;农户;印度;ajel: Q22Q180Q160致谢知识Rahul A. Sirohi博士和匿名审稿人对前一版本手稿提供的意见和建议。通常的免责声明也适用。披露声明作者未报告潜在的利益冲突。注1:由于发展中国家的农作物保险得到了很大程度的补贴，Budhathoki等人(Citation2019)发现，保费金额并不是尼泊尔农民采用农作物保险的障碍。2 INR意味着20234年5月的印度卢比约为1美元= 82印度卢比。它表示任何家庭成员在一段时间内迁移并再次返回家园，而不是永久迁移。

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Crop-insurance adoption and impact on farm households’ well-being in India: evidence from a panel study

AbstractDespite several benefits, the crop insurance adoption rate is observed as low in India. Numerous studies have, therefore, enquired about the reason behind low adoption, and further, a few cross-section studies have estimated its impact on farmers’ well-being, and the findings are mixed in nature. Using data from both rounds of the India Human Development Survey (IHDS), i.e. 2004–2005 and 2011–2012, this study aims to identify the major determinants of adoption and to evaluate its impact on farm households’ well-being. In the case of the former, we find the major determinants, namely, education of the household head, livestock ownership, outstanding debt, landholding, membership in credit groups, access to several government benefits, and previously experienced disasters. Employing a difference-in-difference (DID) model for the latter, we observe that crop insurance improves farmers’ well-being, i.e. per-capita consumption expenditure was 12–28% more for the insured farmers between 2004–2005 and 2011–2012. Hence, this study advocates for further scaling up crop insurance adoption in India as it supports the farmers to diversify risks and smoothening consumption.Keywords: Crop insuranceadoptiondeterminantsimpactfarm householdsIndiaJEL: Q22Q180Q160 AcknowledgementsAcknowledge the comments and suggestions provided by Dr. Rahul A. Sirohi and anonymous reviewers on the previous version of the manuscript. The usual disclaimers apply.Disclosure statementNo potential conflict of interest was reported by the author(s).Notes1 Since it is largely subsidized in the developing nations, Budhathoki et al. (Citation2019) find that premium amount is not a barrier for low adoption of crop insurance among the farmers in Nepal.2 INR means Indian Rupee3 US$ 1 = INR 82 approximately as of May 20234 Migration refers to seasonal migration. It denotes that any family members migrated for some time period and again back to home, and not permanently migrated.

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来源期刊

Journal of the Asia Pacific Economy ECONOMICS-

CiteScore

3.70

自引率

7.10%

发文量

期刊介绍： Journal of the Asia Pacific Economy (JAPE) is concerned primarily with the developing economies within Pacific Asia and South Asia. It aims to promote greater understanding of the complex factors that have influenced and continue to shape the transformation of the diverse economies in this region. Studies on developed countries will be considered only if they have implications for the developing countries in the region. The journal''s editorial policy is to maintain a sound balance between theoretical and empirical studies. JAPE publishes research papers in economics but also welcomes papers that deal with economic issues using a multi-disciplinary approach. Submissions may range from overviews spanning the region or parts of it, to papers with a detailed focus on particular issues facing individual countries. JAPE has a broad readership, which makes papers concerned with narrow and detailed technical matters inappropriate for inclusion. In addition, papers should not be simply one more application of a formal model or statistical technique used elsewhere. Authors should note that discussion of results must make sense intuitively, and relate to the institutional and historical context of the geographic area analyzed. We particularly ask authors to spell out the practical policy implications of their findings for governments and business. In addition to articles, JAPE publishes short notes, comments and book reviews. From time to time, it also publishes special issues on matters of great importance to economies in the Asia Pacific area.