金融素养、教育和收入对格雷斯克摄政小规模小企业金融行为的影响

Zamani Yahya Ilham, Moh. Agung Suriyanto, Anita Akhiruddin
{"title":"金融素养、教育和收入对格雷斯克摄政小规模小企业金融行为的影响","authors":"Zamani Yahya Ilham, Moh. Agung Suriyanto, Anita Akhiruddin","doi":"10.55338/saintek.v5i1.1530","DOIUrl":null,"url":null,"abstract":"Abstract− This study aims to determine the effect of financial literacy, education and income on financial behavior in small micro enterprises (UMK) in Gresik Regency. The data is presented in quantitative form by testing and analyzing the data by calculating the numbers and then drawing conclusions with the test. In this study, the objects studied were all micro and small enterprises (UMK) in Gresik Regency, totaling 223,815 business actors, as well as sampling using the slovin formula with a significance level of 5%, totaling 400 respondents. The results showed that the independent variables of financial literacy, education and income partially had a positive and significant effect on the financial behavior of small micro enterprises (UMK) in Gresik Regency with a significance value below 0.05.","PeriodicalId":31905,"journal":{"name":"Sainstek Jurnal Sains dan Teknologi","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2023-09-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Pengaruh Literasi Keuangan, Pendidikan dan Pendapatan Terhadap Perilaku Keuangan Usaha Mikro Kecil (UMK) di Kabupaten Gresik\",\"authors\":\"Zamani Yahya Ilham, Moh. Agung Suriyanto, Anita Akhiruddin\",\"doi\":\"10.55338/saintek.v5i1.1530\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Abstract− This study aims to determine the effect of financial literacy, education and income on financial behavior in small micro enterprises (UMK) in Gresik Regency. The data is presented in quantitative form by testing and analyzing the data by calculating the numbers and then drawing conclusions with the test. In this study, the objects studied were all micro and small enterprises (UMK) in Gresik Regency, totaling 223,815 business actors, as well as sampling using the slovin formula with a significance level of 5%, totaling 400 respondents. The results showed that the independent variables of financial literacy, education and income partially had a positive and significant effect on the financial behavior of small micro enterprises (UMK) in Gresik Regency with a significance value below 0.05.\",\"PeriodicalId\":31905,\"journal\":{\"name\":\"Sainstek Jurnal Sains dan Teknologi\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-09-04\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Sainstek Jurnal Sains dan Teknologi\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.55338/saintek.v5i1.1530\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Sainstek Jurnal Sains dan Teknologi","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.55338/saintek.v5i1.1530","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

摘要

摘要:本研究旨在确定金融素养、教育和收入对希腊小微企业(UMK)金融行为的影响。通过对数据进行测试和分析,通过计算数字得出结论,以定量的形式呈现数据。在本研究中,研究对象为Gresik Regency的所有微型和小型企业(UMK),共223,815名商业行为者,并使用slovin公式进行抽样,显著性水平为5%,共400名受访者。结果表明,金融素养、教育程度和收入这三个自变量对Gresik县小微企业的财务行为有部分正向显著影响,显著值在0.05以下。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Literasi Keuangan, Pendidikan dan Pendapatan Terhadap Perilaku Keuangan Usaha Mikro Kecil (UMK) di Kabupaten Gresik
Abstract− This study aims to determine the effect of financial literacy, education and income on financial behavior in small micro enterprises (UMK) in Gresik Regency. The data is presented in quantitative form by testing and analyzing the data by calculating the numbers and then drawing conclusions with the test. In this study, the objects studied were all micro and small enterprises (UMK) in Gresik Regency, totaling 223,815 business actors, as well as sampling using the slovin formula with a significance level of 5%, totaling 400 respondents. The results showed that the independent variables of financial literacy, education and income partially had a positive and significant effect on the financial behavior of small micro enterprises (UMK) in Gresik Regency with a significance value below 0.05.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
自引率
0.00%
发文量
8
审稿时长
8 weeks
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
copy
已复制链接
快去分享给好友吧!
我知道了
右上角分享
点击右上角分享
0
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术官方微信