通过金融科技创新，大数据分析能力对银行绩效的影响:阿联酋证据

Int. J. Inf. Syst. Serv. Sect. Pub Date : 2021-10-01 DOI:10.4018/ijisss.2021100104

A. Al-Dmour, R. Al-Dmour, H. Al-dmour, Eatadal Basheer Ahmadamin

{"title":"通过金融科技创新，大数据分析能力对银行绩效的影响:阿联酋证据","authors":"A. Al-Dmour, R. Al-Dmour, H. Al-dmour, Eatadal Basheer Ahmadamin","doi":"10.4018/ijisss.2021100104","DOIUrl":null,"url":null,"abstract":"This study aims to examine and validate the impact of big data analytical capabilities (individual, organizational, and technological) on bank performance via the mediating role of Fintech innovation in commercial banks operating in the United Arab Emirates (UAE). Based on a literature review, resource-based theory, and financial innovation theory, an integrated conceptual framework was developed to guide the study. A quantitative survey approach was used, and the data was collected from 236 banks' senior managers (IT, financial, and marketers). Amos 21 structural equation modeling (SEM) was used to analyze and verify the study variables. The main findings revealed that big data analytical capabilities had a significant positive influence on bank performance. Fintech innovation acted as partial mediators in this relationship.","PeriodicalId":151306,"journal":{"name":"Int. J. Inf. Syst. Serv. Sect.","volume":"76 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"5","resultStr":"{\"title\":\"The Effect of Big Data Analytic Capabilities Upon Bank Performance via FinTech Innovation: UAE Evidence\",\"authors\":\"A. Al-Dmour, R. Al-Dmour, H. Al-dmour, Eatadal Basheer Ahmadamin\",\"doi\":\"10.4018/ijisss.2021100104\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study aims to examine and validate the impact of big data analytical capabilities (individual, organizational, and technological) on bank performance via the mediating role of Fintech innovation in commercial banks operating in the United Arab Emirates (UAE). Based on a literature review, resource-based theory, and financial innovation theory, an integrated conceptual framework was developed to guide the study. A quantitative survey approach was used, and the data was collected from 236 banks' senior managers (IT, financial, and marketers). Amos 21 structural equation modeling (SEM) was used to analyze and verify the study variables. The main findings revealed that big data analytical capabilities had a significant positive influence on bank performance. Fintech innovation acted as partial mediators in this relationship.\",\"PeriodicalId\":151306,\"journal\":{\"name\":\"Int. J. Inf. Syst. Serv. Sect.\",\"volume\":\"76 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2021-10-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"5\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Int. J. Inf. Syst. Serv. Sect.\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.4018/ijisss.2021100104\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Int. J. Inf. Syst. Serv. Sect.","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.4018/ijisss.2021100104","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}

引用次数: 5

摘要

本研究旨在通过金融科技创新在阿拉伯联合酋长国商业银行中的中介作用，检验和验证大数据分析能力(个人、组织和技术)对银行绩效的影响。在文献综述、资源基础理论和金融创新理论的基础上，构建了一个完整的概念框架来指导研究。采用定量调查方法，从236家银行的高级管理人员(IT、财务和营销人员)那里收集数据。采用Amos 21结构方程模型(SEM)对研究变量进行分析和验证。主要研究结果显示，大数据分析能力对银行业绩有显著的积极影响。金融科技创新在这一关系中起到了部分中介作用。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文本刊更多论文

The Effect of Big Data Analytic Capabilities Upon Bank Performance via FinTech Innovation: UAE Evidence

This study aims to examine and validate the impact of big data analytical capabilities (individual, organizational, and technological) on bank performance via the mediating role of Fintech innovation in commercial banks operating in the United Arab Emirates (UAE). Based on a literature review, resource-based theory, and financial innovation theory, an integrated conceptual framework was developed to guide the study. A quantitative survey approach was used, and the data was collected from 236 banks' senior managers (IT, financial, and marketers). Amos 21 structural equation modeling (SEM) was used to analyze and verify the study variables. The main findings revealed that big data analytical capabilities had a significant positive influence on bank performance. Fintech innovation acted as partial mediators in this relationship.

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

Int. J. Inf. Syst. Serv. Sect.

自引率

0.00%

发文量