千禧一代劳动力的金融素养

Al-DYAS Pub Date : 2023-05-21 DOI:10.58578/aldyas.v2i2.1124
Annisa Nabila Putri, Friyatmi Friyatmi
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引用次数: 0

摘要

千禧一代员工理财行为在哥打巴东还比较低。原因是他没有能力把一部分收入存起来,也没有能力做预算和支出。本研究旨在分析财务素养对巴东千禧一代员工财务管理行为的影响。有因果研究设计的定量研究类型。主要数据是通过发放在线问卷,使用google表格进行样本研究。抽样技术使用有目的的抽样技术,用slovin公式得到100个受访者的样本。采用SPSS 26软件对数据进行多元线性回归分析。研究结果显示,财务素养对巴东千禧一代员工的财务管理行为有显著的正向影响。如果一个人的理财知识水平高,那么他的理财行为也会高。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Financial Literacy in the Millenial Workforce Padang
Financial management behavior millenial workforce Kota Padang is still relatively low. The lack of ability to set aside some of his income for savings and also the low ability to make budgets and expenditures are the causes. The purpose of the study was to analyze the effect of Financial Literacy on the Financial Management Behavior of millennial workforce Padang. Type of quantitative research with causative research design. Primary data was obtained through the distribution of online questionnaires using google form to research samples. The sampling technique uses purposive sampling techniques and with the slovin formula  gets a sample of 100 respondents. The data were analyzed using multiple linear regression analysis with the help of the SPSS 26 program. The results revealed that  Financial Literacy has a positive and significant effect on the Financial Management Behavior of  millennial workforce Padang. If someone has a high level of financial literacy,  Financial Management Behavior will also be high.
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