供应链金融技术与风险

F. Querci
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引用次数: 0

摘要

供应链金融是一种融资和降低风险的做法和技术组合,旨在优化对投资于供应链流程和交易的营运资金和流动性的管理。市场上现有的SCF技术可分为三类:应收账款采购、预付款应付和贷款。这些融资解决方案在很大程度上是“事件驱动”的,因为它们旨在满足买方和卖方的财务需求,这些需求是由采购订单、发票、应收账款、其他索赔以及相关的装运前和装运后流程触发的,这些流程与他们所涉及的日益复杂的供应链有关。在从原材料采购到生产、销售和最终用户的过程中,几个风险来源可能会威胁到交易完成的可能性和供应链金融的正常运作。数字化可以帮助管理这些风险,促进对潜在风险因素的控制。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Supply Chain Finance techniques and risks
Supply Chain Finance is as a portfolio of financing and risk mitigation practices and techniques to optimize the management of the working capital and liquidity invested in supply chain processes and transactions. SCF techniques existing on the market can be divided into three categories: receivable purchase, advanced payable, and loans. These financing solutions are significantly ‘eventdriven’, since they aim at satisfying the financial requirements of buyers and sellers, that are triggered by purchase orders, invoices, receivables, other claims, and related pre-shipment and post-shipment processes along the increasingly complex supply chains in which they are involved. Along the way from raw material procurement to production, sales and end-users, several source of risks can threaten the possibility of completing the transactions and the regular functioning of supply chain finance. Digitization can help in managing these risks, facilitating the control of the factors underlying them.
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