大学生电子支付强度的影响因素分析

Wisnu Yuwono, N. Sari
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引用次数: 1

摘要

本研究旨在分析不同绩效预期、收益、信任、自我效能、易用性和安全性对廖内群岛巴淡市学生使用电子非现金支付(e-payments)的影响。印度尼西亚的电子支付增长速度很快,但仍落后于越南和泰国等几个邻国。关于这个问题的几项研究显示了不同的结果。本研究通过Smart PLS 3.0版本程序工具使用原始数据,得出绩效期望、福利、自我效能感与电子支付意愿呈显著正相关,而信任、易用性、安全性与电子支付意愿呈不显著正相关。基于这些结果,建议电子支付提供商始终关注用户的需求。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
ANALYSIS OF THE VARIABLES DRIVING THE E-PAYMENT INTENSITY AMONG COLLEGE STUDENTS
This study aims to analyze the influence of the variable performance expectancy, benefits, trust, self-efficacy, ease of use, and security on the use of electronic-based non-cash payment (e-payments) among students in Batam City, Riau Islands Province. The growth of e-payments in Indonesia has shown a high rate but it is still lagging behind that of several neighboring countries such as Vietnam and Thailand. Several studies on this subject have shown mixed results. By using primary data through the Smart PLS version 3.0 program tools, this study concluded that performance expectancy, benefits, self-efficacy showed a significant positive relationship with the e-payment intention, while trust, ease of use, and security showed insignificant. Based on these results, it is recommended that e-payment providers always pay attention to the needs of their users.
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