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引用次数: 0
摘要
本研究的目的是了解曼迪利银行巨港分行的住房贷款融资(抵押贷款)是否符合murabaha，并了解曼迪利银行巨港分行向潜在融资接受者发放murabaha计划抵押贷款的过程。使用的研究方法是描述性方法，即通过收集获得的数据，然后解释和分析，从而提供可用于解决遇到的问题的信息。使用的数据有一手数据和二次数据。这项研究的结果表明，PT. Bank Syariah Mandiri的抵押贷款是根据murabahah融资协议和PSAK No. 102关于murabahah的分析，作为Syariah Mandiri Palembang分行房屋所有权信贷一致性考虑的基础。
THE ANALYSIS OF CREDIT FINANCING OF HOME OWNERSHIP WITH MURABAHAH AT PT. BANK SYARIAH MANDIRI PALEMBANG
The purpose of this study was to find out whether the housing loan financing (mortgage) at Bank Syariah Mandiri Palembang Branch in accordance with murabaha and to know the process of granting mortgage with murabahah scheme in Bank Syariah Mandiri Branch Palembang to prospective recipients of financing. The research method used was descriptive method that was by collecting the data obtained and then interpret and analyze so as to provide information that can be used to solve the problems encountered. The data used were primary data and secondary data. The results of this study indicate mortgage loans at PT. Bank Syariah Mandiri has been in accordance with the murabahah financing agreement and analysis on PSAK No. 102 concerning Murabahah as the basis of consideration of the Conformity of House Ownership Credit at Bank Syariah Mandiri Palembang Branch Office.
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