对结果的影响、促销成本、运营效率和公司衡量穆达阿巴存款数量的影响

Nurhidayatus Sifki, Ibram Pinondang Dalimunthe
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引用次数: 1

摘要

本研究旨在展示利润分享、推广成本、运营效率和公司规模对mudharabah存款数量的影响。本研究采用伊斯兰商业银行(ICB)的二手数据进行定量分析。本研究的对象是2015-2020年在金融服务管理局(FSA)注册的ICB。样本选择采用目的性抽样技术。样本来自多达8个ICB,时间长达6年,所以总共有48个数据。数据分析方法采用多元线性回归,借助e-views软件。结果表明,利润分成和公司规模对mudharabah存款数量有显著的正向影响。推广成本和运营效率不影响mudharabah矿床的数量。同时,利润分享、推广成本、运营效率和公司规模都会影响mudharabah存款的数量。本研究可为工商银行管理层提高绩效,特别是扩大工商银行规模提供参考。然后增加客户获得的利润分成,这样客户就更有兴趣将资金存入ICB。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Bagi Hasil, Biaya Promosi, Efisiensi Operasional Dan Ukuran Perusahaan Terhadap Jumlah Deposito Mudharabah
This study aims to show the effect of profit-sharing, promotion costs, operational efficiency, and company size on the number of mudharabah deposits. This study includes quantitative using secondary data from Islamic commercial banks (ICB). The population of this study is ICB registered with the financial services authority (FSA) in 2015-2020. The sample selection used the purposive sampling technique. The sample was obtained from as many as 8 ICB for six years, so the total data was 48. The data analysis method used multiple linear regression with the help of e-views software. The results showed that profit sharing and company size positively and significantly affected the number of mudharabah deposits. Promotion costs and operational efficiency do not affect the number of mudharabah deposits. Simultaneously profit-sharing, promotion costs, operational efficiency, and company size affect the number of mudharabah deposits. This study can be a reference for ICB management in improving its performance, especially in enlarging ICB. Then increase the profit-sharing customers receive, so customers are more interested in depositing their funds in the ICB.
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