商业银行绩效评价的综合指标

Political Economy - Development: Political Institutions eJournal Pub Date : 2020-11-30 DOI:10.2139/ssrn.3057123

Mounzer Mourhij

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引用次数: 0

摘要

本研究不同于以往在绩效评价领域的其他研究，研究者开发了一种定量的、综合的指标来评价商业银行的绩效。综合指标考虑了与商业银行主要目标(盈利能力、流动性和安全性)相关的一系列财务比率，并将它们联系起来，以反映实际业绩与计划业绩的比较，从而在0%至100%的相对范围内确定业绩水平。综合指标的计算比率(IR)表明商业银行绩效的有效性和质量，而该比率的剩余百分比表明实现良好和可接受的目标所需的绩效水平。

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The Comprehensive Index to Evaluate the Performance of Commercial Banks

This study differs from other previous studies in the field of performance evaluating, where the researcher developed a quantitative and composite index to evaluate the performance of commercial banks.
The comprehensive index takes into account a range of financial ratios related to the main objectives of the commercial Banks (profitability, liquidity and safety), and links them to reflect the actual performance compared with the planned performance, thus, the performance level is determined on a relative scale ranging from 0% to 100%.

The calculated ratio (IR) of comprehensive index shows the effectiveness and quality of performance in the commercial bank, while the remaining percentage of that ratio indicates the level of performance that needed to achieve good and acceptable objectives.

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Political Economy - Development: Political Institutions eJournal

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