电子商务服务能提高台湾银行效率吗?

C. Liao
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引用次数: 3

摘要

本研究采用数据包络分析(DEA)技术,以电子商务活动作为输出或不作为输出,探讨2008年至2019年台湾地区电子商务服务对银行效率的影响。比较两个模型,这些发现表明,有电子商务产出的效率得分明显高于没有电子商务产出的效率得分,这意味着电子商务产出在评估银行效率方面起着至关重要的作用。研究结果表明,电子支付服务对银行效率产生了积极的影响,手机银行服务增加了客户进行银行交易的频率,从而提高了银行效率。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Do E-Business Services Enhance Bank Efficiency in Taiwan?
This study investigates the impact of e-business services on bank efficiency in Taiwan from 2008 to 2019, using the Data Envelopment Analysis (DEA) technique concerning e-business activities as outputs or do not. Comparing two models, these findings show that efficiency scores with e-business output were significantly better than those without e-business outputs, implying that e-business outputs play a crucial role in evaluating bank efficiency. The findings show that e-payment services have brought positive effects to bank efficiency, and that mobile banking services increase the frequency of banking transactions performed by customers, leading to increased bank efficiency.
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