财务行为、财务知识、财务压力、财务满意度

Richie Cruise Lim, Ary Satria Pamungkas
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引用次数: 0

摘要

该研究的目的是帮助人们了解金融行为、金融知识和金融压力对金融满意度的影响。该项目所涉及的地点位于棉兰市的一个偏远地区,该地区的人口众多。该调查采用便利抽样方法,共有 171 人参与,并通过谷歌表格在线填写问卷。数据分析技术通过 Smart-PLS.3.3 软件实现结构方程建模(SEM)。金融行为和金融知识与金融满意度之间存在正相关,而金融压力与金融满意度之间存在负相关。 本研究旨在探讨金融行为、金融知识和金融压力对金融满意度的影响。本研究的样本是棉兰市所有有收入的居民。样本的选择采用便利抽样法,通过谷歌表格在线发放问卷,共有 171 名受访者。使用的数据分析技术是结构方程模型(SEM),该模型在 Smart-PLS 程序的协助下进行。研究结果表明,金融行为和金融知识对金融满意度有积极影响,而金融压力对金融满意度没有影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Financial Behavior, Financial Knowledge, dan Financial Strain terhadap Financial Satisfaction
Tujuan dari penelitian ini adalah untuk menguji pengaruh Financial Behavior, Financial Knowledge, dan Financial Strain terhadap Financial Satisfaction. Sampel dalam penelitian ini adalah seluruh penduduk kota Medan yang sudah memiliki penghasilan. Sampel dipilih dengan menggunakan metode convenience sampling berjumlah 171 responden dengan menyebarkan kuesioner secara online melalui Google Form. Teknik analisis data yang digunakan adalah Structural Equation Modeling (SEM) yang dibantu dengan bantuan program Smart-PLS.3.3.3. Hasil penelitian ini adalah Financial Behavior dan Financial Knowledge memiliki pengaruh positif terhadap Financial Satisfaction, sedangkan Financial Strain tidak memiliki pengaruh terhadap Financial Satisfaction.   The purpose of this study is to examine the effect of Financial Behavior, Financial Knowledge, and Financial Strain on Financial Satisfaction. The sample in this study is all residents who already have income in Medan city. The sample was chosen using convenience sampling method amounted to 171 respondents by distributing questionnaires online through the Google form section. The data analysis technique used is Structural Equation Modeling (SEM) which is assisted with the assistance of the Smart-PLS program.3.3.3. The results of this study are that Financial Behavior and Financial Knowledge have a positive effect on Financial Satisfaction, meanwhile Financial Strain do not have effect on Financial Satisfaction.
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