千禧一代通过证券众筹平台进行投资的意向

Ni Made Nila Febrianti, G. Darma
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引用次数: 7

摘要

本研究旨在描述感知易用性、感知有用性、感知风险、社会影响力、信任和使用证券众筹平台行为意向的影响。该研究的人口是居住在登巴萨市的整个千禧一代,共有132名受访者。采用结构方程模型(SEM)和AMOS软件进行数据处理。结果表明,感知有用性、社会影响力和信任对行为使用意愿有直接而显著的影响。而感知易用性和感知风险变量对行为使用意愿无直接影响。感知易用性变量通过感知有用性间接影响行为使用意愿,感知风险变量通过信任变量间接影响行为使用意愿。信任对证券众筹平台使用行为意愿的影响最大。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Millennials’ Intention to Invest through Securities Crowdfunding Platform
This study aims to describe the effect of perceived ease of use, perceived usefulness, perceived risk, social influence, trust, and behavioral intention of using the securities crowdfunding platform. The population of the study is the entire millennial generation who lives in Denpasar City with a total sample of 132 respondents. The data processing technique used is Structural Equation Model (SEM) with AMOS software. The results show that perceived usefulness, social influence, and trust had a direct and significant influence on behavioral intention to use. While the variables perceived ease of use and perceived risk have no direct effect on behavioral intention to use. Perceived ease of use variable has an indirect effect through perceived usefulness and perceived risk has an indirect effect through the trust variable on behavioral intention to use. Trust has the greatest influence on behavioral intention to use the securities crowdfunding platform.
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