旅游保险用户在印度尼西亚巴厘岛的分布

P. Apsari, P. Suryanditha
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引用次数: 0

摘要

旅行保险对于保护旅行者免受各种旅行风险和健康问题的影响非常重要。但由于经济状况和缺乏保护自己旅行安全的知识,旅游保险的使用率非常低。本研究旨在评估旅游保险使用者的分布,特别是以巴厘岛为目的地的旅行者。本研究为横断面研究,利用外国旅客到国际医院就诊的病历资料。结果显示,与为安全度假而购买旅游保险的人相比,大多数旅行者(70%)没有购买旅游保险。从年龄上看,0-18岁年龄组、19-64岁年龄组和65岁年龄组之间没有显著差异,大约最年轻的人群缺乏购买旅游保险的意识。基于健康问题,没有旅行保险的旅行者的分布趋于相同,平均为60-80%。最后,旅行保险的使用率仍然很低,此外,必须鼓励所有旅行者为他们的安全使用旅行保险。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
DISTRIBUTION OF TRAVEL INSURANCE USER AMONG TRAVELERS VISITING BALI, INDONESIA
Travel insurance is important to protect travelers to various travel risk and health problem. But because of financial condition and lack of knowledge to protect their safety while traveling, the use of travel insurance is very low. This research aim to assess distribution of travel insurance user among travelers especially who visiting Bali as their destination trip. This is cross-sectional study using medical record of foreign travelers visiting international hospital. Result show most travelers have no travel insurance (70%) compared with people take travel insurance for their safety vacation. Based on age, there are no significance difference between age group 0-18 years, 19-64 years dan more that 65 years, approximately the youngest people the lack of awareness to buy travel insurance. Based on health problem the distribution of travelers with no travel insurance tend to be same on average 60-80%. As conclusion the use of travel insurance remains low, furthermore all travelers must be encouraged to use travel insurance for their safety.
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