{"title":"伊斯兰银行、宗教、社会环境和零花钱对伊斯兰银行学生储蓄兴趣的影响(学生STIE银行BPD Jateng的案例研究)","authors":"Riza Mega Iryani, R. Kristanto","doi":"10.35829/magisma.v10i2.228","DOIUrl":null,"url":null,"abstract":"This study aims to determine the effect of knowledge about islamic banking, religiosity, social environtment, and pocket money on student in saving at islamic banks. The data used in this study is primary data based on a sample of 133 respondent of STIE Bank BPD Central Java taken by purposive sampling and snowball sampling. The data was processed using the Statistical Product Service Solutions (SPSS) analysis tool. By using multiple linear regression anaysis shows that knowledge of islamic banks, religiosity, social environment, and pocket money can explain the variable interest in saving by 79,1 percent. With the result of the analysis which shows that the variables of knowledge about islamic banks, religiosity, and social environtment have a significance of respectively 0,000 < 0,05; 0,012 < 0,05’ and 0,000 < 0,05, which means that the variables of knowledge about islamic banks, religiosity, and social environtment have a significant influence on student’s saving interest in islamic banks. While the pocket money variable has a significance of 0,208 > 0,05, which means that pocket money has no effect on interest in saving in islamic banks.","PeriodicalId":250502,"journal":{"name":"Magisma: Jurnal Ilmiah Ekonomi dan Bisnis","volume":"78 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-07-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"Pengaruh Pengetahuan Tentang Bank Syariah, Religiusitas, Lingkungan Sosial, Dan Uang Saku Terhadap Minat Menabung Mahasiswa Di Bank Syariah (Studi Kasus pada Mahasiswa STIE Bank BPD Jateng)\",\"authors\":\"Riza Mega Iryani, R. Kristanto\",\"doi\":\"10.35829/magisma.v10i2.228\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study aims to determine the effect of knowledge about islamic banking, religiosity, social environtment, and pocket money on student in saving at islamic banks. The data used in this study is primary data based on a sample of 133 respondent of STIE Bank BPD Central Java taken by purposive sampling and snowball sampling. The data was processed using the Statistical Product Service Solutions (SPSS) analysis tool. By using multiple linear regression anaysis shows that knowledge of islamic banks, religiosity, social environment, and pocket money can explain the variable interest in saving by 79,1 percent. With the result of the analysis which shows that the variables of knowledge about islamic banks, religiosity, and social environtment have a significance of respectively 0,000 < 0,05; 0,012 < 0,05’ and 0,000 < 0,05, which means that the variables of knowledge about islamic banks, religiosity, and social environtment have a significant influence on student’s saving interest in islamic banks. While the pocket money variable has a significance of 0,208 > 0,05, which means that pocket money has no effect on interest in saving in islamic banks.\",\"PeriodicalId\":250502,\"journal\":{\"name\":\"Magisma: Jurnal Ilmiah Ekonomi dan Bisnis\",\"volume\":\"78 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-07-20\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"1\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Magisma: Jurnal Ilmiah Ekonomi dan Bisnis\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.35829/magisma.v10i2.228\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Magisma: Jurnal Ilmiah Ekonomi dan Bisnis","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.35829/magisma.v10i2.228","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1
摘要
本研究旨在探讨伊斯兰银行知识、宗教信仰、社会环境和零用钱对学生在伊斯兰银行储蓄的影响。本研究使用的数据是基于STIE Bank BPD Central Java的133名被调查者样本的原始数据,采用目的抽样和滚雪球抽样。使用SPSS (Statistical Product Service Solutions)分析工具对数据进行处理。多元线性回归分析表明,对伊斯兰银行的了解、宗教信仰、社会环境和零用钱可以解释储蓄的可变利率为79.1%。分析结果表明:伊斯兰银行知识、宗教信仰、社会环境三个变量的显著性分别为0000 < 0.05;0,012 < 0,05 '和0,000 < 0,05,这意味着伊斯兰银行知识、宗教信仰和社会环境的变量对学生的伊斯兰银行储蓄兴趣有显著影响。而零用钱变量的显著性为0,208 > 0,05,这意味着零用钱对伊斯兰银行储蓄利息没有影响。
Pengaruh Pengetahuan Tentang Bank Syariah, Religiusitas, Lingkungan Sosial, Dan Uang Saku Terhadap Minat Menabung Mahasiswa Di Bank Syariah (Studi Kasus pada Mahasiswa STIE Bank BPD Jateng)
This study aims to determine the effect of knowledge about islamic banking, religiosity, social environtment, and pocket money on student in saving at islamic banks. The data used in this study is primary data based on a sample of 133 respondent of STIE Bank BPD Central Java taken by purposive sampling and snowball sampling. The data was processed using the Statistical Product Service Solutions (SPSS) analysis tool. By using multiple linear regression anaysis shows that knowledge of islamic banks, religiosity, social environment, and pocket money can explain the variable interest in saving by 79,1 percent. With the result of the analysis which shows that the variables of knowledge about islamic banks, religiosity, and social environtment have a significance of respectively 0,000 < 0,05; 0,012 < 0,05’ and 0,000 < 0,05, which means that the variables of knowledge about islamic banks, religiosity, and social environtment have a significant influence on student’s saving interest in islamic banks. While the pocket money variable has a significance of 0,208 > 0,05, which means that pocket money has no effect on interest in saving in islamic banks.