金融科技公司的监管要求和普惠金融

Lilian Gichuru, J. Namada
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引用次数: 1

摘要

本研究的总体目标是确定监管要求对金融科技公司普惠金融的影响。具体而言,该研究评估了客户保护和投资者保护法规对普惠金融的影响。本研究采用描述性研究设计。目标人群是38家金融科技公司。调查对象是435名金融科技公司的经理。采用分层随机抽样的方法,抽取218名调查对象。主要数据采用问卷调查方式收集。采用Pearson相关系数和多元回归进行数据分析,建立变量之间的关系。研究发现,客户保护和投资者保护法规与普惠金融有显著关系。该研究得出结论,客户保护和投资者保护是金融科技公司普惠金融的关键属性,并建议在金融科技公司的管理中需要特别关注利益相关者的监管。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Regulatory Requirements and Financial Inclusion in FinTech Companies
The general objective of the study was to establish the influence of regulatory requirements on financial inclusion in Fintech Companies. Specifically, the study assessed the effects of customer protection and investor protection regulations on financial inclusion. This study adopted a descriptive research design. The target population was 38 Fintech companies. A population of 435 managers in Fintech companies were targeted. Stratified random sampling method was used to select the sample of 218 respondents. Primary data was collected using questionnaires. Pearson correlation coefficient and multiple regression was used in data analysis to establish the relationship between the variables. The study found that customer protection and investor protection regulations had significant relationships with financial inclusion. The study concluded that customer protection and investor protection were key attributes in financial inclusion in Fintech Companies and recommended that stakeholder regulations need a special focus in the management of Fintech companies.
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