一个个人现金流量预测与储蓄预测系统

Bilge Coşkun, B. T. Akgün
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引用次数: 0

摘要

这项研究的目的是开发一个有效的交互式应用程序,帮助用户管理他们的支出并鼓励他们储蓄。在这个应用中;它的目的是利用个人定期和不定期的历史财务数据以及未来全部或部分具体的财务数据来估计未来的现金流量,并利用这一过程中获得的信息来动态估计一个人在一段时间后何时会达到一个积累的目标。这种预测将通过支持现金储蓄或贷款计划而使用户受益。在提出的系统的第一阶段,设计了一个基于微服务的快速架构系统,用于收集用于远期现金流量估计的即时数据。研究的第二部分是通过采用文献中最常用的神经网络算法和应用来估计达到积累量目标的最近可能日期。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
A Proposed System for Forecasting of Personal Cash Flow and Saving Prediction
The aim of this study is to develop an effective and interactive application that helps users regulate their expenditures and encourage them to save. In this application; it is aimed to estimate the forward cash flow using personal regular and irregular historical financial data and future full or partial specific financial data and the dynamic date estimation of when a person will reach a target for accumulation after a long term is aimed with the information obtained in this process. This prediction will benefit the user by supporting cash savings or in a loan plan. In the first stage of the proposed system, a fast microservice based architectural system that collects instant data to be used in forward cash flow estimation is designed. The second part of the study is the estimation of the nearest possible date to reach an accumulation amount target by adapting the most frequently used neural network algorithms and applications in the literature.
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