DyCREM:基于边缘区块链的动态信用风险管理

2018 IEEE/ACM Symposium on Edge Computing (SEC) Pub Date : 2018-10-01 DOI:10.1109/SEC.2018.00039

Youhuizi Li, Weisong Shi, Mohit Kumar, Jun Chen

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引用次数: 5

摘要

银行在金融市场中扮演着重要的角色，其利润主要来自于贷款服务。传统的风险管理方法作为贷款服务的关键环节，仍然存在数据可信度低、检测不可靠、预警滞后等问题。我们提出了一种新的动态信用风险管理系统，该系统利用基于边缘的区块链技术来提高绩效并提供公平的贷款环境。此外，我们还讨论了系统可能面临的潜在挑战，如数据标准、边缘安全性和可扩展性。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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DyCREM: Dynamic Credit Risk Management Using Edge-Based Blockchain

Banks play an important role in the financial market, and their profit mainly comes from loan service. Traditional risk management approaches, as the key part in the loan services, still have several issues including low data credibility, unreliable checking and alert delay. We propose a novel dynamic credit risk management system which leverages edge-based blockchain technology to improve the performance and provide a fair loan environment. Besides, we discuss the potential challenges that the system may face, such as data standards, security on edge and scalability.

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2018 IEEE/ACM Symposium on Edge Computing (SEC)

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