{"title":"数字金融与数字普惠金融分析","authors":"Wen Zuo","doi":"10.2991/assehr.k.211209.352","DOIUrl":null,"url":null,"abstract":"In recent years, digital finance has developed very rapidly. With the development of social economy, the society should strengthen the understanding of Inclusive Finance and further promote the practice of modern Inclusive Finance. The development of traditional inclusive finance faces the problems of narrow business coverage, asymmetric information supply and demand, and high service transaction costs. In order to reduce poverty levels in developing countries and emerging economies, the G-20 and the world bank is leading efforts to increase Inclusive Finance in developing countries from 2010[1]. Promoting the development of digital inclusive finance through modern digital technology has a positive impact on economic growth. This paper gives a brief overview of digital finance and digital Inclusive Finance, discusses the impact of digital finance on financial inclusion, which also combs the problems and challenges of the development of digital finance or digital inclusive finance in recent years, and puts forward some suggestions.","PeriodicalId":322864,"journal":{"name":"Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)","volume":"159 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The Analysis of Digital Finance and Digital Inclusive Finance\",\"authors\":\"Wen Zuo\",\"doi\":\"10.2991/assehr.k.211209.352\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"In recent years, digital finance has developed very rapidly. With the development of social economy, the society should strengthen the understanding of Inclusive Finance and further promote the practice of modern Inclusive Finance. The development of traditional inclusive finance faces the problems of narrow business coverage, asymmetric information supply and demand, and high service transaction costs. In order to reduce poverty levels in developing countries and emerging economies, the G-20 and the world bank is leading efforts to increase Inclusive Finance in developing countries from 2010[1]. Promoting the development of digital inclusive finance through modern digital technology has a positive impact on economic growth. This paper gives a brief overview of digital finance and digital Inclusive Finance, discusses the impact of digital finance on financial inclusion, which also combs the problems and challenges of the development of digital finance or digital inclusive finance in recent years, and puts forward some suggestions.\",\"PeriodicalId\":322864,\"journal\":{\"name\":\"Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)\",\"volume\":\"159 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"1900-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.2991/assehr.k.211209.352\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2991/assehr.k.211209.352","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
The Analysis of Digital Finance and Digital Inclusive Finance
In recent years, digital finance has developed very rapidly. With the development of social economy, the society should strengthen the understanding of Inclusive Finance and further promote the practice of modern Inclusive Finance. The development of traditional inclusive finance faces the problems of narrow business coverage, asymmetric information supply and demand, and high service transaction costs. In order to reduce poverty levels in developing countries and emerging economies, the G-20 and the world bank is leading efforts to increase Inclusive Finance in developing countries from 2010[1]. Promoting the development of digital inclusive finance through modern digital technology has a positive impact on economic growth. This paper gives a brief overview of digital finance and digital Inclusive Finance, discusses the impact of digital finance on financial inclusion, which also combs the problems and challenges of the development of digital finance or digital inclusive finance in recent years, and puts forward some suggestions.