分期付款方式安全吗?

Gusi Putu Lestara Permana, Adek Ika Elsiani
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引用次数: 0

摘要

印度尼西亚的金融科技现象不断发展,其中一个创新是来自一个有吸引力的金融科技的服务,即后期支付。稍后付款,这是一种全数字服务的分期付款,文件提交是在网上完成的。本研究旨在确定在市场上重用付费功能的信任和安全性。本研究的对象是位于登巴萨的支付后期用户。本研究的样本数量为50名受访者。使用的技术是有目的的抽样。结果表明,信任和安全变量对重用有一定的影响。信任变量对市场中后付特性的重用有显著的正向影响。安全性对于在市场上重用延迟支付功能具有积极而显著的影响。本研究的结果有望对所有使用延迟支付功能的延迟支付用户有用,作为调查影响延迟支付功能重用的因素的参考。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
APAKAH METODE PEMBAYARAN PAYLATER AMAN?
The fintech phenomenon in Indonesia continues to develop, one of the innovations is the service from an attractive fintech, namely pay later. Pay later which is a credit installment with a full digital service where the document submission is done online. This study aims to determine the trust and security in reusing the pay later feature on the marketplace. The object of this research is Pay later users who are located in Denpasar. The number of samples in this study was 50 respondents. The technique used is purposive sampling. The results showed that the variables of trust and security partially affect reuse. The trust variable has a positive and significant effect on the reuse of the pay later feature in the marketplace. Security has a positive and significant effect on reusing the pay later feature on the marketplace. The results of this study are expected to be useful for all Pay later users who use the Pay later feature as a reference in investigating the factors that influence the reuse of the Pay later feature.
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